Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Gene Walden
Senior Finance Editor

Your money: How to navigate a windfall

By Gene Walden, Senior Finance Editor | 08/15/2023
young couple planning a home budget

What’s a windfall? Think of it as good fortune. Whether you’ve won the lottery, are expecting a sizable bonus, or just received a generous inheritance, there are many factors to consider with having a large sum of money at your disposal.

Unless you receive a substantial amount of money, you may consider continuing to work, with a few adjustments. Even a large inheritance of a million dollars could diminish quickly, if you don’t do some planning.  

Here are some things to consider when you come into a large sum of money. 

Invest part of it

Maybe you have a wish list for money, such as paying off bills, buying a new car, remodeling the house, or donating to your favorite causes. But your money may be more valuable in the years ahead if you invest at least a portion of it today.

For example, let’s say you just inherited $50,000 from a relative. You spend half of it to pay bills, take a vacation, or buy a car. You’d still have $25,000 to invest. By putting that money to work in the financial markets, you may be able to grow a much bigger nest egg than the original $25,000. It’s always important to keep in mind that investing involves risk, including the potential for loss of principal. 

Here’s a hypothetical example to demonstrate how $25,000 could potentially grow over the next four decades, based on a 7% per average annualized return. (Of course, your return could be more or less than 7%).

  • Over 10 years your investment could nearly double to about $49,000
  • Over 20 years it could nearly quadruple to about $97,000
  • Over 30 years it could grow nearly 8-fold to more than $190,000
  • Over 40 years it would grow 15-fold to almost $375,000.

(Note: Hypothetical examples are for illustrative purposes only and not intended to represent the performance of any particular investment product, nor does it take into consideration any product expenses or fees. The results would be reduced if the costs were included).

Plan & pay off debt

In addition to investing, make sure you address pressing financial issues with your money. Some important actions to consider once your windfall arrives:

  1. Make sure taxes are paid or accounted for before spending. Although an inheritance or life insurance check may come tax-free, a bonus check or a lottery ticket typically comes with a hefty tax bill.
  2. Pay off high interest debt. If you have credit card debt that carries a high interest rate, paying down the debt should be a top priority. 
  3. Do something fun now—and later. Whether it’s a newer car, a Caribbean cruise, a wardrobe upgrade or a household remodel, pick one and enjoy it.
  4. Invest in tax-favored investment accounts. Consider converting a large sum to tax-favored investment. That means maxing your 401(k) at work & IRA contributions. (Learn more about this topic: Maximizing your IRA can lower your taxes and pump up your savings)
  5. Fund an education savings plan for your kids or grandkids. The money in a 529 or Coverdell college savings plan grows tax-deferred and can be withdrawn tax-free if used for qualified educational expenses. (Learn more about this topic: Start a Coverdell Education Savings Plan)
  6. Set aside a reasonable amount for your favorite cause or charity. If you’re passionate about a nonprofit organization, this may be a good opportunity to contribute to it.
  7. Pay down student loan debt. This will help reduce your monthly burden. Or you could pay it off entirely if your windfall was substantial.
  8. Pay off your mortgage. Paying off a house may put you in a better financial situation for the future. Depending on your mortgage rate, you may want to consider if paying off your mortgage is the best option. Depending on stock market performance, you should assess where your money can work the hardest for you. By paying off your mortgage, you also lose the potential for an annual interest rate deduction on your taxes. 
  9. Prepare an estate plan. Consider setting up or updating an estate plan. That way, you can be certain your money passes to your heirs as you choose. While an estate plan is a fairly complex document that may take many hours to prepare for you and your attorney, it can save your loved ones a great deal of time and trouble after you’re gone.
  10. Connect with a financial professional. If you’ve won the lottery or inherited a large sum, you may want to consult with an accountant, an attorney or a financial professional to help you manage your money.

You have many options and strategies for managing a windfall. The key is to think beyond the moment and invest as much as possible to enhance your life for many years to come.

Past performance is not necessarily indicative of future results.

Any indexes shown are unmanaged and do not reflect the typical costs of investing. Investors cannot invest directly in an index.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.