How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.


Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.


Need more help?

Call or email us.

M-F, 8 a.m. – 6 p.m. CT
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New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

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IRAs: Accounts that help you retire with confidence

Whether you plan to travel the world, enjoy the view from your front porch, or something in between, one thing is certain: you don’t want to worry about finances. That’s why Thrivent Mutual Funds offers simple, flexible individual retirement account (IRA) choices for your long-term needs.

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Potential for growth with tax advantages
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Variety of investment options
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Earnings that can compound over time

Traditional IRA

  • Contributions may be tax-deductible (within certain limits) and any growth in your account is tax-deferred.
  • Earnings and some contributions are taxed upon withdrawal (penalty-free after age 59 ½).
  • There are required minimum distributions which begin at age 72 for the account owner.

Roth IRA

  • Contributions are made with after-tax dollars and any growth in your account is tax-deferred (Contributions may be limited by your Modified Adjusted Gross Income).
  • Contributions can be withdrawn tax- and penalty-free at any time and earnings may be withdrawn tax- and penalty-free after five years, under certain conditions.1
  • No required minimum distribution.2

Traditional vs. Roth IRAs

Not sure which account is right for you? Take a closer look and compare each IRA to help you decide.

How much will you need to retire?

If you’re like most Americans heading toward retirement, you may need to either ramp up your savings and reduce your expenses or temper your expectations.

Are you a business owner looking to open a SEP IRA?

A SEP IRA is a great choice for business owners, with or without employees, who are looking for tax-deferred growth potential.

Looking for another account?                        

Thrivent Mutual Funds also offers SIMPLE IRAs, 403(b) accounts, and more. For information, a Thrivent financial professional can help.

1 Distributions of earnings are tax-free as long as its been at least five years since your first Roth IRA contribution or conversion and one of the following requirements is met: (1) you are at least age 59½; (2) you are disabled; (3) you are purchasing your first home ($10,000 lifetime maximum); or (4) the money is being paid to a beneficiary.

2 Beneficiary is subject to required minimum distributions.

Thrivent financial professionals are registered representatives of Thrivent Investment Management Inc., an SEC-registered investment adviser and a broker/dealer, member of FINRA and SIPC. Thrivent Investment Management Inc. is a subsidiary of Thrivent, the marketing name for Thrivent Financial for Lutherans.