Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Uniform Transfers to Minors Act (UTMA) Account

The Uniform Transfers to Minors Act (UTMA) custodial account allows an adult to establish and manage assets for a minor child—including stocks and securities. Once the custodial savings account is established on behalf of the minor child, the assets are considered irrevocable gifts and must be transferred to the former minor upon reaching the state’s Age of Termination (generally age 21 but some states are age 18).

Once named, the minor child may not be changed on the account.

Why it may be right for you

UTMA accounts with Thrivent Mutual Funds offer low minimum contributions to our sophisticated yet simple funds, so it’s easy to get started. And by setting up an automatic investment plan, you can keep giving throughout the year.

Whereas other custodial accounts can only be used for educational expenses, assets established through UTMA can be used for the minor child's benefit in a variety of ways.

UTMA highlights

  • Unlimited
  • Not tax-deductible, may be subject to the gift tax depending on the amount

Thrivent minimum investment
  • $2,000 per Thrivent mutual fund without recurring contributions or
  • $50 monthly recurring contribution for all Thrivent mutual funds (also applies to subsequent investments)

Who has control
  • Prior to Age of Termination: Custodian will have control and authorization to act on behalf of the minor child.
  • Once the former minor reaches age of termination (usually age 18-21, depending on state), he or she can use the assets for any purpose.
  • At Age of Termination the account is turned over to the former minor and the custodian will no longer have control or authorization to transact on the account.

  • UTMA assets belong to the minor child, so investment income may be subject to the “kiddie tax.”
  • For 2023 the first $1,150 of a child’s unearned income is exempt from taxes, while the next $1,150 is taxed at the child’s rate (which is usually much lower than the parents’ or other donor’s). The Kiddie Tax applies to any of a child’s unearned income under $2,300 for 2023. Any amount over will be taxed at the parents’ tax rate.
  • The Kiddie Tax may NOT apply depending on amount of unearned income.

  • Funds must be used for the benefit of the minor child (other than parental obligations).
  • The custodian is responsible for ensuring proper usage of the funds.
  • No requirement that dollars be used for education.

Reaching Age of Termination
  • The custodian will relinquish all control to the former minor.
  • Account must be transferred to the former minor.
  • The account will be restricted for investments and distributions until the account is transferred to the former minor.

Financial aid impact
  • Does this asset impact federal financial aid?
  • Yes, the account is considered an asset of the minor child.

  • Semiannual low balance fee of $10 may apply for those accounts not maintaining minimum balance requirements. See the Prospectus for more information.
  • Additional account fees may apply for certain services and are redeemed directly from your account. Examples include overnight delivery or wire fees.