Thrivent Mutual Funds offers 23 actively managed funds spanning many major asset categories. They have no loads.* And the most impressive thing about them might be how simple they are for you.
An individual retirement account in which contributions may be tax deductible. Earnings in your account accumulate tax deferred. Distributions are taxed on withdrawal from the account.
Why it might be for you:
An individual retirement account to which you make after-tax contributions and if you meet certain qualifications, can take earnings out tax-free.
Why it might be for you:
The days of working for a single company your entire career have long passed. Chances are, you’ll have worked at a number of businesses by the time you retire. Which means that, like most people, you could have IRA and 401(k) assets scattered across several accounts and firms. Now may be the time to consider taking control of these important assets by rolling them into an IRA offered by Thrivent Mutual Funds.2 Potential benefits include:
Thrivent Mutual Funds provides a variety of investment options, some of which may not be available in your employer’s plan.
When all of your retirement savings are in one place, it's easier to manage your accounts and monitor your progress.
Continue tax advantages
Like your 401(k) or other retirement plan, a Thrivent Mutual Fund IRA offers important tax benefits.
Of course, your best option may be to leave your assets where they are. Keep in mind that rolling over assets to an IRA is just one of multiple options for your retirement plan.
When considering moving your retirement assets it’s important to review your needs and circumstances, and consider the following factors:
Investment Options & Fees
Compare the options you currently have with those available with Thrivent Mutual Funds, including investment fees and other expenses.
Plans and providers potentially offer a variety of account services you may want. Compare current services and conveniences to those available with Thrivent Mutual Funds.
Both IRAs and employer-sponsored plans may offer distribution options you want or need. Compare access to early withdrawals, loans, employer stock considerations, required minimum distributions and distribution frequency.
Generally, employer sponsored plans have unlimited protection from creditors under federal law. IRA assets are less protected and laws vary by state.LEARN MORE
Have your employer-sponsored retirement plan assets sent directly to your Thrivent Mutual Funds IRA with a Direct Rollover.
Or, take receipt of your retirement assets and deposit them into your IRA within 60 days with an Indirect Rollover. Keep in mind you will incur a mandatory 20% tax withholding for distributions from employer qualified plans and you are limited to one indirect rollover per 12 month period for all your retirement assets.
With an IRA to IRA Transfer you can move your retirement assets from your current IRA to a Thrivent Mutual Fund IRA.
If you’re looking at a Thrivent Mutual Fund Roth IRA, consider moving your retirement assets from your employer-sponsored plan or traditional IRA with a Roth IRA Conversion. You may have to pay federal or state income taxes on all or part of the conversion amount.LEARN MORELink to Making Sense of Rollovers and Transfers.
Follow these simple steps to make it happen and start investing with Thrivent Mutual Funds.
2You can roll over assets from an employer-sponsored retirement plan to an IRA if you experience one of the following triggering events (as permitted by the plan document): termination of service, retirement, reaching age 59½, disability, plan termination, death, or proceeds received from former spouse’s retirement plan due to a divorce.
Custodial and education accounts are a great way to look after future generations. We offer the tools you need to help take care of a kid’s future the same way you take care of your own.
Things to keep in mind:
Time is on your side.
One of your greatest assets is your time. Starting early in saving is critical to lessening the financial impact that may occur when college starts.
Once it’s theirs, it’s theirs.
When an account is created in a child’s name, the fund can only be used for that child’s benefit.
They could gain access at age 18.
Through the Uniform Gifts to Minors Act (UGMA) or Uniform Transfers to Minors Act (UTMA), the child can access the money usually between the ages of 18-21.
In 2015, the average student loan debt was $30,100 per borrower.
SOURCE: The Institute for College Access & Success http://ticas.org/posd/map-state-data
Grow money tax deferred and withdraw proceeds tax-free for qualified education expenses. And unlike 529 savings plans, a Coverdell account can be used towards qualified primary and secondary school costs in addition to college costs.Learn moreLearn more about Coverdell Education Savings Accounts
Establish and manage an investment account for a child, for education or other qualified expenses. These accounts are irrevocable gifts that ensure the assets will be used to benefit a child. Since the money does not have a specified purpose, no penalties are imposed if used for something other than education. These accounts may previously have been referred to or known as Uniform Gifts to Minors (UGMAs).Learn moreLearn more about UTMA Accounts
When putting away money for a down payment on a car or house, or maybe just a rainy day fund, a general investment account may give you the flexibility you need. And who doesn’t want more flexibility?
Save for something special
Prepare for the unexpected
Make your money work for you
All Thrivent mutual funds are actively managed by a team of seasoned investment professionals. Sophisticated market analysis, backed by real-world experience.Meet the team
Actively Managed Mutual Funds
in Assets (as of 12/31/16)
This website is not intended as a source for legal, accounting or tax advice or services. Work with your attorney and/or tax professional for additional information.
The principal underwriter for the Thrivent Mutual Funds is Thrivent Distributors, LLC. No communication or content, including investment analysis tools and information about the Thrivent Mutual Funds, on this website is intended to provide investment advice or recommendations of any kind and may not be relied upon as such. The communication and content found on this website, including investment analysis tools and information about the Thrivent Mutual Funds, are not intended as a solicitation to buy or an offer to sell any security. Thrivent Distributors, LLC has undertaken no review of the individual circumstances of any investor and makes no representations with respect to the suitability of any investment for a particular investor. Any purchase, sale or redemption of the Thrivent Mutual Funds will be executed through Thrivent Financial Investor Services Inc., the transfer agent for the Thrivent Mutual Funds, and an affiliate of Thrivent Distributors, LLC. Asset management services provided by Thrivent Asset Management, LLC, a wholly owned subsidiary of Thrivent Financial for Lutherans, Appleton, WI.
Thrivent Distributors, LLC is a registered broker-dealer and member of FINRA with its principal place of business at 625 Fourth Avenue South, Minneapolis, MN 55415
Thrivent Financial Investor Services, Inc. (TFISI) is the transfer agent for Thrivent Mutual Funds and maintains and services shareholder accounts. Pages on this website that include information about shareholder accounts are supported by the transfer agent.
No communication or content on this website is intended to provide investment advice or recommendations of any kind and may not be relied upon as such. This website is not intended as a source for legal, accounting or tax advice. Work with your attorney and/or tax professional for additional information.
Marketing and general information about Thrivent Mutual Funds on this website is provided by Thrivent Distributors, LLC, principal underwriter for the Funds. Thrivent Distributors, LLC is a registered broker-dealer and member of FINRA with its principal place of business at 625 Fourth Avenue South, Minneapolis, MN 55415