Tax Day is April 15, 2024. Visit the Tax Resource Center to help you prepare.

Three ways to buy Thrivent funds

We’re here to help you invest with confidence.

MUTUAL FUNDS

Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

MUTUAL FUNDS & ETFS

Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.

MUTUAL FUNDS & ETFS

Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.

 

This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

Now leaving ThriventFunds.com

 

You're about to visit a site that is neither owned nor operated by Thrivent Mutual Funds.

In the interest of protecting your information, we recommend you review the privacy policies at your destination site.

ROLLOVERS

Direct & indirect rollovers

Thinking about rolling your retirement assets from an employer retirement plan, such as a 401(k) or 403(b), to an IRA? A direct rollover or an indirect rollover to an IRA will keep your retirement assets tax-deferred. Thrivent Mutual Funds offers simple, flexible options for investing your retirement assets.

It’s important to consider your financial situation and to make an informed choice. Check out Making Sense of Rollovers and Transfers as you consider all your options when it comes to your retirement assets.


Direct rollover

With a direct rollover, you never take possession of your retirement assets and no taxes are withheld. The current retirement plan administrator sends your retirement assets directly to your IRA, either electronically or issues a check payable to Thrivent Mutual Funds.

  • Retirement assets are sent directly from one institution to another
  • Generally, you don't take possession of the assets during the rollover, though it depends on your employer
  • No taxes are withheld from rollover amount
  • The 60-day rule and one-rollover-per-year rule do not apply

Indirect rollover

You also have the option to request an indirect rollover. With this option, assets are first distributed to you, usually by a check, and you are responsible for sending the check to the receiving organization. However, in this case, the employer plan administrator must withhold 20% of the distribution towards any taxes you may owe. If distributions are from an IRA, tax withholding may be waived.

  • Retirement assets are sent directly to you
  • You DO take possession of the assets during the rollover
  • 20% withholding mandatory for assets distributed from employer retirement plans to cover potential federal income tax
  • 10% withholding required (unless otherwise requested) for IRA distributions to cover potential federal income tax
  • If withholding occurs, you will need to use other funds to rollover the full amount of the distribution (amount you received plus the amount withheld). If you do not rollover the entire amount, the amount not rolled over is subject to income tax and possible early distribution penalties if you are under age 59 1/2
  • 60-day rule does apply
  • One-rollover-per-year rule applies to IRAs, but not to qualified employer plans

The 60-day rule

Generally, once you receive an IRA or retirement plan distribution, you have 60 calendar days to roll over your assets into another employer retirement plan or IRA to avoid paying potential taxes and penalties on your savings.

The one-rollover-per-year rule

Each taxpayer can make ONE indirect rollover of assets from an IRA once in any 12-month period, no matter how many IRAs are owned. 

Consider your options

Keep in mind that when looking at moving your retirement assets it’s important to be informed, understand your own financial situation, and to consider all your options.  Whether that includes rolling your assets into an IRA or staying with your current employer-sponsored plan. Make sure you understand the pros and cons of each option and how it applies to your situation before you make a choice. Finally, you may also want to talk things over with your tax-advisor.