How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.


Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.


Need more help?

Call or email us.

M-F, 8 a.m. – 6 p.m. CT
Say “mutual funds" for faster service. or,
Visit our support page


New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Now leaving


You're about to visit a site that is neither owned nor operated by Thrivent Mutual Funds.

In the interest of protecting your information, we recommend you review the privacy policies at your destination site.


Single & joint accounts

One of the primary reasons investors seek general investment accounts is the flexibility they can provide. Unlike a retirement account or annuity, you can withdraw funds penalty-free in the near-term if you need or want to, although you will pay taxes on dividends and capital gains. Thrivent Mutual Funds offers taxable accounts with the flexibility of either single or joint ownership.

Single and joint accounts are a great choice for people who:

  • Want to invest without the restraints of tax-deferred accounts
  • Have already taken advantage of tax-deferred retirement account options
  • Want to invest for a short, medium or long-term goal
General investment account highlights

  • Automatic, recurring investments and withdrawals
  • ACH capabilities tied to checking and savings accounts
  • Online account management; take care of all types of accounts in one place

Thrivent minimum investment
  • $2,000 per Thrivent mutual fund without recurring contributions, or
  • $50 monthly recurring contribution to all Thrivent mutual funds, this also applies to subsequent investments.

  • Can be made at any time

  • Semiannual low balance fee of $10 may apply for those accounts not maintaining minimum balance requirements. See the Prospectus for more information.
  • Additional account fees may apply for certain services and are redeemed directly from your account. Examples include overnight delivery or wire fees.

Account owners
  • Single, one account owner
  • Joint, with Rights of Survivorship or Community Property; up to four account owners online. Additional joint account types or accounts with more than four owners can be established with a paper application.

  • Dividends and capital gains distributions are taxed in the year paid.
  • Thrivent Mutual Funds tracks cost basis based on the method you choose.

The Thrivent approach

Thrivent Mutual Funds offers general investment accounts that are easy to set up and manage anytime, anywhere. You can build your own portfolio with our sophisticated yet simple fund offerings.

Ready to start?

Explore our funds

Thrivent Mutual Funds offers four broad categories of actively-managed funds that can provide solutions for any investor, no matter what your financial goals.

View funds