How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.


Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.


Need more help?

Call or email us.

M-F, 8 a.m. – 6 p.m. CT
Say “mutual funds" for faster service. or,
Visit our support page


New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

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Roth IRA conversion

The only constant in life is change. So you might find that your current retirement account is no longer the best option for you. 

Your options

If you find yourself in that position, consider converting your traditional IRA or employer retirement plan to a Roth IRA. You’ll pay federal income tax in the year of the conversion on any amount that hasn’t already been taxed.1

There are different implications depending on the type of account you wish to convert. It’s important to consider the benefits of each type of retirement plan, the options you have under each, and your own financial situation to make an informed choice. Check out Making sense of rollovers and transfers for more rollover basics. It may also be a good idea to check in with your tax advisor to help decide if a Roth IRA conversion is good for you.

  • Assets convert from one type of account to another type of account (like a traditional IRA or employer retirement plan) to a Roth IRA.
  • Part or all of the distribution may be subject to income tax.
  • The 10% early withdrawal penalty does not apply to the amount converted.
  • Must satisfy any required minimum distribution, prior to conversion.

Keep in mind
  • If you use assets from the account you are converting to pay the taxes on the conversion, that amount may be subject to taxes and the early withdrawal penalty if you are under age 59½.
  • If you choose to have the funds distributed directly to you and want to put them into your Roth IRA as a conversion, you must deposit them into the Roth IRA within 60 days of the date of the distribution. This would not count as a rollover for purposes of the one rollover per year rule.
  • Roth IRA conversions are subject to a separate 5-year tracking period for purposes of determining if a distribution of the converted amount is subject to the 10% early withdrawal penalty.

1State income taxes on Roth IRA conversions vary. Check with your tax advisor.