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How to buy mutual funds & ETFs from Thrivent

We’re delighted you’re considering our funds. No matter how you buy, we’re here to help you invest with confidence.

Buy mutual funds online through Thrivent Funds

To buy mutual funds you can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

 

Buy funds through your financial professional

Need more guidance? Interested in an ETF? Ask your financial professional about Thrivent Mutual Funds and ETFs.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.

 

Buy through your brokerage account

Our mutual funds & ETFs can be purchased through online brokerage platforms. Search for Thrivent Mutual Funds and ETFs when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.

 


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.

  • Determine your personal investment style by taking our quiz.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?
  • For mutual funds help, call us at 800-847-4836, or email contactus@thriventfunds.com.
  • For ETFs, contact your financial professional or brokerage firm.
  • For additional help visit our support page.

 

This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. Expand for more info.
  • You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.
  • The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.
  • These additional risks may be even greater in bad or uncertain market conditions.
  • The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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RETIREMENT PLANNING

Establishing a plan for your retirement goals

Close your eyes and picture your retirement. Are you traveling? Living in your dream cottage by the lake? Enjoying hobbies with friends and family? Sounds great, right?

While it is impossible to know exactly what the future will bring, it is never too early to prepare for life after you leave your day job behind. And with average life expectancies steadily increasing in the U.S. (now estimated at 79 years1), you need a plan that will last you well into your golden years, so your money can live on as long as you do.

Start with your goals

To determine what type of retirement you want, ask yourself the following questions:

  • What age am I going to retire?
  • What do I want to do during my retirement?
  • What does my spouse want to do during retirement?
  • What obstacles could prevent me from an ideal retirement?

Answers to the above questions will help you determine what your income need will be in retirement. This will then help you determine how much retirement savings you’ll need before you leave that day job.

Put a solid plan into action

Though certain things are out of your control—like market volatility, inflation, and unexpected life events—there are investment strategies to help you weather the uncertainty and make your retirement savings last.

  • Income lays the foundation
    Start by determining income sources that will cover your essential expenses in retirement. Many retirees use pensions, social security, and even part-time employment as income sources to fund their retirement years. You can also consider other financial products that will help you establish that stable floor of income. 
  • Asset allocation is critical
    Ensuring that some of your assets are allocated in lower-risk investments like bonds and cash equivalents can help meet short-term income needs. For longer-term retirement savings and growth of principal, it’s important to consider having some portion in higher-risk investments with exposure to the stock market.

Thrivent Mutual Funds offers a range of asset allocation funds that allow you to match your risk tolerance to a grouping of well-diversified mutual fund options.

  • Diversify to help manage income taxes
    There are several ways to structure your assets to take full advantage of tax rules, so you can reduce taxes and potentially increase your income. You probably want some of your money in immediately-taxable assets, like savings and checking accounts for short-term needs. For the longer-term, consider tax-deferred accounts like qualified plans and Traditional IRAs. Keeping some of your assets in Roth IRAs and municipal bond mutual funds could provide you with a source of income on which you may not have to pay federal income taxes. For example, if you meet certain conditions, Roth IRA distributions of earnings may be federal and state income tax free.And, dividends from municipal bond funds are generally federal income tax free, but not state income tax free, although a portion of municipal bond fund income may be subject to the federal alternative minimum tax. Please see a tax advisor for more information.
  • Live generously 
    To help your legacy live on after you’re gone, it's generally a good practice to name beneficiaries for all of your accounts. It's simple to do and can be updated at any time. See Why it Pays to Have a Beneficiary for more information.

Whether your retirement is years away or coming up soon, knowing your options and having a plan can make all the difference. Thrivent Mutual Funds offers a range of retirement accounts and mutual funds to help you craft the retirement you want.


1 Life Expectancy at Birth, total (years). Worldbank.org 

2 Earnings may be withdrawn without taxes or penalties if your Roth IRA is at least five years old AND: you are buying or building your first home ($10,000 limit), you reach age 59 ½, you are disabled, or are the beneficiary of the IRA.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.


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