Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Simplified Employee Pension Plan (SEP) IRA

A Simplified Employee Pension Plan (SEP) is a retirement plan established by a business owner, typically a small business owner. Once the employer has established the SEP plan, employees are then notified to get their own SEP IRA account setup so the employer can then make contributions on behalf of the employee. SEP IRAs are like a Traditional IRA and allow employees to control their retirement funds. Learn about the features, rules, and limits of a SEP IRA.

SEP IRA benefits:

  • Typically, higher annual contribution limits than standard IRAs or 401(k)s.
  • Contributions are immediately 100% vested and grow tax-deferred until withdrawn.
  • Allows employees a wide array of investment options across all major asset classes and risk tolerances.
  • Less administration for a small business owner.
SEP IRA highlights

Contribution limits
  • 2023: Employer can contribute the lesser of 25% of employee's compensation or $66,000.
  • 2024: Employer can contribute the lesser of 25% of employee's compensation or $69,000.

Thrivent minimum investment
  • Thrivent mutual funds do not have a minimum investment requirement for Employer Sponsored Retirement Plans.

  • Required to start taking distributions at age 73.
  • If a distribution is taken prior to age 59 ½, a 10% early distribution penalty may apply unless a distribution meets one of the IRS penalty exceptions, such as disability.

Thrivent Mutual Funds fees
  • Annual Retirement custodial fee is $15 per shareholder (Traditional, SEP and Roth IRAs combined). Fee may be waived if you have $50,000 or more invested in Thrivent mutual funds.
  • Retirement account closeout fee of $15 may apply if all accounts in that retirement plan fee group are closed prior to the annual fee occurring.
  • Semiannual low balance fee of $10 may apply for those accounts not maintaining minimum balance requirements. See the Prospectus for more information.
  • Other fees may apply for certain services and are redeemed directly from your account. Examples include overnight delivery or wire fees.

SEP plan participant information

Your employer is required to provide information to all eligible employees to help you understand your SEP plan and the contributions your employer will make. You should look for:

  • SEP plan document or IRS Form 5305-SEP (with instructions).
  • A statement showing contributions made for the year (by Jan 31 of the year following the contribution or 30 days after the contribution is made, whichever is later).
  • A copy of any plan amendments and their effect (within 30 days of the effective date).

Additional documents