Three ways to buy Thrivent funds

We’re here to help you invest with confidence.

MUTUAL FUNDS

Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

MUTUAL FUNDS & ETFS

Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.

MUTUAL FUNDS & ETFS

Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.

 

This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Contribution limits & rules for IRA & CESA

Tax-deferred accounts have limits on the amount of money that can be contributed per year. In some cases, the rules get very detailed and take into consideration how you file your taxes, your income, and your work status. Here’s some information about the tax ramifications of how you fund your tax-deferred accounts as well as additional deduction limits and withdrawal rules.

Jump to information on:

For information on IRA deduction limits, visit the IRS website.
Traditional IRA
Contribution overview

Contribution limits
  • 2023: Lesser of $6,500 or 100% of earned income across all your Traditional and Roth IRA accounts.
  • 2024: Lesser of $7,000 or 100% of earned income across all your Traditional and Roth IRA accounts.
  • No age limit on contributions if you have earned income.

Catch-up contributions

If you're age 50 or older, you can increase your total IRA contribution to $7,500 for 2023 and $8,000 for 2024.


Contribution deadline

Contributions must be made by the tax filing deadline, which is generally April 15 or the first business day after if it falls on a weekend or holiday.


Tax-deductible contributions

Your traditional IRA contributions may be tax-deductible, but there are several factors that may limit and disqualify you from the deduction, depending on whether you or your spouse are covered by a retirement plan at work and/or your income exceeds certain levels. You are considered covered by an employer retirement plan if you or your spouse have:

  • A contribution plan (profit-sharing, 401(k), stock bonus, or money purchase pension)
  • An IRA-styled plan like a SEP, SARSEP, or SIMPLE IRA
  • A benefit plan (pension that pays a retirement benefit)
Income levels are determined by your Modified Adjusted Gross Income (MAGI), which is your annual adjusted gross income with certain deductions (e.g., student loan and IRA deductions) added back in. See IRS Publication 590-A Contributions to Individual Retirement Arrangements for more information.

 
Roth IRA
Contribution overview

Contribution limits

Catch-up contributions

If you're age 50 or older, you may be able to increase your total IRA contribution to $7,500 for 2023 and $8,000 for 2024, based on MAGI limits.


Contribution deadline

Contributions must be made by the tax filing deadline, which is generally April 15 or the first business day after if it falls on a weekend or holiday.


Tax-deductible contributions

Contributions for Roth IRA don’t qualify for tax deductions.


 
Coverdell Education Savings Account (ESA)
Contribution overview

Contribution limits
  • Limit of $2,000 per year, per student total from all contributors.
  • Contributions can be made by the student, parents, or any other individual or organization.
  • An individual's contributions for a student may have certain limitations based on the contributor's Modified Adjusted Gross Income (MAGI).
  • You do not need earned income to contribute.
  • See IRS Publication 970 Tax Benefits for Education.

Contribution deadline

Contributions must be made by the tax filing deadline, which is generally April 15 or the first business day after if it falls on a weekend or holiday.


Deductions

ESA contributions are not deductible.


The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.

Looking for an IRS form or publication?

The IRS's online resources can help.

Visit IRS.gov