How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

 

Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.

 

Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.

 


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.

 

Need more help?

Call or email us.
1-800-847-4836

M-F, 8 a.m. – 6 p.m. CT
Say “ThriventFunds.com” for faster service.
Contactus@Thriventfunds.com or,
Visit our support page

 

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds “automatic purchase plan.” Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. $50 a month automatic investment does not apply to the Thrivent Money Market Fund or Thrivent Limited Maturity Bond Fund, which have a minimum monthly investment of $100.

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Rollovers: Moving your 401k and retirement assets

When getting a new job or retiring you may want to move your accumulated retirement assets, including your 401ks, to a consolidated account. Consider moving your assets to an IRA with Thrivent Mutual Funds. There are several ways available depending on where the assets currently are held and how the request is completed. Beyond rollovers, you should understand your options, weigh the pros and cons and make a choice that is right for your goals and circumstances.

Potentially have more control over assets with continued tax deferral
Increased flexibility on early withdrawals*
Diversify your assets with a variety of Thrivent mutual funds 

Direct & indirect rollover

  • Direct rollover: move assets directly into your Thrivent Mutual Funds IRA from your employer plan. You don't take receipt of the funds, so no federal tax withholding is required. And, the one-rollover-per-year rule does not apply.
  • Indirect rollover: take receipt of your retirement assets and deposit them into your IRA within 60 days. Keep in mind 20% tax withholding is mandatory for distributions from employer qualified plans. One-rollover-per-year rule applies to IRAs, but not to qualified employer plans.

IRA to IRA transfer

  • Assets move from one institution to another to the same type of account (e.g., IRA to IRA).
  • You don’t take receipt of the funds, and no federal tax withholding is required.
  • The one-rollover-per-year rule does not apply.

Roth IRA conversion

  • A retirement account (like a Traditional IRA or employer retirement plan) is converted to a Roth IRA.
  • Some or all assets may be subject to taxes, due for the year of conversion.

Making sense of rollovers and transfers

Learn the basics about moving your retirement assets, including when it makes sense, and what types of plans qualify.

Traditional vs. Roth IRAs

Not sure which account is right for you? Take a closer look and compare each IRA to help you decide.

Saving for retirement

It’s never too early to start preparing for retirement. Take a look at ways of thinking about retirement and how mutual funds can help.

Mutual funds 101

Over 100 million people in the U.S. are invested in mutual funds.1 Here’s everything you need to know to get started.


* IRAs provide increased flexibility on early withdrawals due to additional IRS exceptions to the 10% early withdrawal penalty for IRA distributions. Examples include first time home purchase and qualified higher education expenses. See IRS Publication 590B for more details.  However, by rolling over to an IRA, you lose the option for penalty-free distribution from 401(k) plans after the age of 55.

1 Source: 2018 Investment Company Fact Book