When it comes to investing, the first step can be the hardest.
When it comes to investing, the first step can be the hardest.
Your investing goals & style
There’s no single perfect way to invest. Successful investing requires discipline, diversification—and time. What you’re investing for and when you’ll need the money helps determine your approach, along with your risk tolerance and time horizon. Your investment goals shape your strategy. Common priorities include:
Retirement planning
Home purchase
Education funding
Emergency savings
Major purchases
Want to learn more? Read our Insights series of articles on investing.
We’ve prepared a few questions to help you assess your investing style.
The types of accounts we offer
We offer investment accounts designed to help you reach your financial goals. Each has different tax advantages, contribution limits and withdrawal rules. Choose what fits your needs—you can create multiple accounts if needed.
Retirement accounts can offer certain tax benefits and potential long term growth, making your money work harder for you.
If you recently changed jobs or want to take your investments in another direction, you have options to move your retirement assets.
If you need to access money for the here-and-now, consider this for short term goals like home renovations while pursuing long-term growth.
Give your kids an early advantage with a custodial account to help supplement their education savings and more.
Whether you set up an account for a small business or a not-for-profit organization, you can manage investments online.
Find funds that fit you
Once you have an account, you can start investing. We offer investment options to help you build a portfolio that fits your goals and risk tolerance.
All-in-one portfolios of diversified stocks and bonds tailored to your risk tolerance for long-term goals, such as retirement.
A blend of domestic and international stock investments for those focused on asset growth and portfolio customization.
A reduced risk option featuring funds that may be less volatile than equity funds, but just as customizable.
Diversified portfolios of stocks and bonds that automatically adjust over time to keep your goals on track.
Stock mutual funds and ETFs that invest in companies of various sizes, sectors and regions.
Bond mutual funds and ETFs that provide steady income and help reduce portfolio volatility.
Start investing
Open an account
It’s easy to get started. You can open most account types in just a few minutes online and start investing right away. Some accounts may require additional paperwork.
Save month by month
Set up automatic investing to help you stay on track with your goals. You can set up automatic investments and withdrawals and change them if your situation changes.
Ask us questions
Our customer support team can help answer any questions you may have.
Buy your first funds
You don’t need a lot of money to start investing—getting started is what matters most.
What am I buying?
We offer a variety of no-load mutual funds. When you buy from us, you’re buying shares in the Thrivent mutual fund of your choice.
How much does it cost?
When you buy shares in a mutual fund, the price of your shares is based on the overall value of the mutual fund’s assets at the time, which is used to calculate the Net Asset Value per share on a daily basis. The overall value of a fund can move up or down daily, depending on how the individual stocks, bonds or other securities in the fund are performing in the market. You should also be aware of the fees and expenses associated with mutual funds. Information about this can be found in the prospectus.
How do I know I’m getting good value?
Rather than focusing on a fund’s current price, consider its performance over time. If your fund’s value increases from your purchase price, you can sell shares for a profit (minus any fees or taxes). This is how investments can grow in value over time. We offer funds to help you invest in ways that suit your style and risk tolerance.