Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Early investing: How much are you missing out on every day you dont invest?

Young adult male professional wearing headphones and looking at a laptop

With so many needs that command your attention every day, you may find yourself putting off tackling your long-term investment plan. But there is a compelling reason to start investing as soon as you can—the power of time.

By starting your investment plan now, you may be able to achieve the long-term financial goals you’re seeking with just a fraction of the dollars you’d need to invest.

Investing Insights newsletter

Subscribe to receive tips to help navigate your financial journey and ideas for setting and reaching your goals.

Investing early versus investing late

Since financial markets fluctuate constantly, no matter when you begin funding your investment plan you can expect to see the value of your mutual funds rise and fall on an ongoing basis. But over time, the historical long-term trend of investments has been positive. In the stock market, for example, the S&P 500® Index has posted an average annual return over the past 50 years of about 11%. The S&P 500 Index tracks the values of large-cap companies. Your returns could vary year-to-year, as past results are no guarantee of future returns.

There is a very powerful reason for investing early—an early start could enable you to build a bigger portfolio at a fraction of the cost. Waiting for the “perfect” moment to start may end up costing you.

The chart shows the difference that early investing can make over time. If you began investing $100 a month right now and continued doing so for the next 10 years—and then never invested again—you could still earn more over the next 50 years than if you had waited 10 years to start, and then invested $100 a month for 40 years.

Chart comparing a $100 monthly investment in two investing scenarios
Chart comparing a $100 monthly investment in two investing scenarios

A monthly investment of $100 over the next 10 years—a total of $12,000—would grow to $283,973 after 50 years, assuming an average annual return of 7% without calculating for fees and expenses. If fees and expenses were included, returns may have been lower. By contrast, waiting 10 years and then investing $100 a month for the next 40 years—$48,000 in all—would grow to just $264,012. In this example, that would be an extra $19,961 for the investor who started early and spent less.

How much should I invest per month?

It’s a common myth that you need a few thousand dollars to begin investing. It actually works in your favor to start investing early—even with as little as $100 a month—rather than to wait until you have a few thousand dollars saved up. Although investing involves risk, through time and the power of compounding, as shown in the chart above, your $100-a-month investment may contribute significantly to larger financial goals.

In the real world, investment performance varies from year to year. Also, in the real world, taxes could factor into the final results. It’s important to remember that investing involves risks, including the possible loss of principal. Your investment decisions should be made based on your specific financial needs, objectives, goals, time horizon and risk tolerance, which may change over time.

While the example shows the value of investing early, your potential to build wealth is even greater if you start early and continue investing throughout your earning years.

It’s never too late to start investing, but starting sooner may make reaching your financial goals considerably easier—and cheaper.

To quote an old Chinese proverb, “The best time to plant a tree was 20 years ago. The second best time is now.”

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