Three ways to buy Thrivent funds

We’re here to help you invest with confidence.

MUTUAL FUNDS

Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

MUTUAL FUNDS & ETFS

Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.

MUTUAL FUNDS & ETFS

Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.

 

This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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RETIREMENT PLANNING

Maximizing your IRA could lower your taxes and pump up your savings

What does it mean to maximize your individual retirement account (IRA)? 

In short, it means putting the most money possible into your traditional or Roth IRA to pave the way for a more prosperous retirement.

While IRAs are often touted for the tax-deferred growth of the investments within the account, traditional IRAs may also provide a helpful tax deduction, reducing your current year’s income tax. 

In other words, every traditional IRA investment dollar you contribute may reduce your current taxable income by the same amount. However, while your traditional IRA contribution may cut your current taxes, it wouldn’t eliminate them altogether. You would owe income taxes on the IRA disbursements you receive in retirement.

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Reducing taxes

Depending on your income and other factors, if you are able to contribute the maximum of $7,000 of your earnings to your traditional IRA, you may be able to reduce your current taxable income by that same $7,0001.

What does that mean in current tax savings? It depends on your income bracket and whether or not you contribute to another type of retirement plan.

If your tax rate is 22%, a $7,000 traditional IRA contribution could cut your current year’s taxes by about $1,540. If you’re in the 32% bracket, you could reduce your current taxes by about $2,240. If you’re over 50, in the 32% bracket, and can make a catch-up contribution of an extra $1,000 for a total of $8,000, you could reduce your current taxes by about $2,560. In fact, if your IRA deduction drops you into a lower tax bracket, your current taxes could be cut even further. 

You could be foregoing a generous break on your current year’s taxes—not to mention the potential tax-deferred growth of the investments in your account—if you don't make the most of your IRA each year.

For contribution limits and other IRA rules, see: IRA Contribution Rules and Limits.


 

1 IRS.gov was the source for all IRA facts and conditions stated in this article.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.


Your retirement investment journey begins with 3 steps

Take advantage of tax contribution limits and open a Thrivent Mutual Funds IRA today. Choose an account, select mutual funds that match your retirement goals and investing style, and open your account.