Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Establishing a plan for your retirement goals

Mature woman wearing sunhat while tending to her plants in a greenhouse

Close your eyes and picture your retirement. Are you traveling? Living in your dream cottage by the lake? Enjoying hobbies with friends and family?

While it is impossible to know exactly what the future will bring, it is never too early to prepare for life after you leave your day job behind. And with average life expectancies in the U.S. (estimated at 76 yearsthrough 2021), you need a plan that will last you well into your golden years, so your money can live on as long as you.

Start with your goals

To determine what type of retirement you want, ask yourself the following questions:

  • What age am I going to retire?
  • What do I want to do during my retirement?
  • What does my spouse want to do during retirement?
  • What obstacles could prevent me from an ideal retirement?

Answers to the above questions will help you determine what your income need will be in retirement. This will then help you determine how much retirement savings you’ll need before you leave that day job.

Investing Insights newsletter

Subscribe to receive tips to help navigate your financial journey and ideas for setting and reaching your goals.

Put a solid plan into action

Though certain things are out of your control—like market volatility, inflation and unexpected life events—there are investment strategies to help you weather the uncertainty and make your retirement savings last.

Income lays the foundation
Start by determining income sources that will cover your essential expenses in retirement. Many retirees use pensions, retirement accounts, Social Security and part-time employment as income sources to fund their retirement years. You can also consider other financial products that will help you establish that stable floor of income. 

Asset allocation is critical
Ensuring that some of your assets are allocated in lower-risk investments like bonds and cash equivalents can help meet short-term income needs. For longer-term retirement savings and growth of principal, it’s important to consider having some portion in higher-risk investments with exposure to the stock market.

Thrivent Mutual Funds offers a range of asset allocation funds that allow you to match your risk tolerance to a grouping of well-diversified mutual fund options.

Diversify to help manage income taxes
There are several ways to structure your assets to take full advantage of tax rules, so you can reduce taxes and potentially increase your income. You probably want some of your money in immediately taxable assets, like savings and checking accounts for short-term needs. For longer goals, consider tax-deferred accounts like qualified plans and traditional IRAs. Keeping some of your assets in Roth IRAs and municipal bond mutual funds could provide you with a source of income on which you may not have to pay federal income taxes. For example, if you meet certain conditions, Roth IRA distributions of earnings may be federal and state income tax free.2 Dividends from municipal bond funds are generally federal income tax free, but not state income tax free, although a portion of municipal bond fund income may be subject to the federal alternative minimum tax. Please see a tax advisor for more information.

Plan for future generations 
To help your legacy live on after you’re gone, it's a good practice to name beneficiaries for all your accounts. It's simple to do and can be updated at any time. See the benefits of beneficiary planning for more information.

Whether your retirement is years away or coming up soon, knowing your options and having a plan can make all the difference. Thrivent Mutual Funds offers a range of retirement accounts and mutual funds to help you craft the retirement you want.



“Mortality in the United States, 2021.” Centers for Disease Control and Prevention. December 2022. (March 11, 2024).

2 Earnings may be withdrawn without taxes or penalties if your Roth IRA is at least five years old AND: you are buying or building your first home ($10,000 limit), you reach age 59½, you are disabled, or are the beneficiary of the IRA.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.

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