How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.


Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.


Need more help?

Call or email us.

M-F, 8 a.m. – 6 p.m. CT
Say “mutual funds" for faster service. or,
Visit our support page


New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Now leaving


You're about to visit a site that is neither owned nor operated by Thrivent Mutual Funds.

In the interest of protecting your information, we recommend you review the privacy policies at your destination site.


Why doesn’t the amount shown on Form 5498 match the amount of my employer contributions and salary deferrals for my SEP IRA or SIMPLE IRA?

SEP and SIMPLE IRA contributions reported on Form 5498 were received in your account during the calendar year.

It is an IRS requirement that all contributions to a SEP or SIMPLE IRA be reported on the Form 5498 for the year they are deposited to the account, regardless of the year for which they are intended. It is the SEP or SIMPLE account owner's responsibility to report to the IRS for the year in which the contribution should apply.

If I take a distribution from my SIMPLE IRA before age 59½, is there a penalty for early withdrawal?

Generally, distributions from any IRA before age 59½ are subject to a 10% IRS early withdrawal penalty unless an exception applies. If a distribution from a SIMPLE IRA is taken within two years of the date of your first contribution to the SIMPLE IRA, the distribution is subject to a 25% early withdrawal penalty instead of the 10% early withdrawal penalty. After two years, if the early withdrawal penalty still applies, it reverts to 10%.

Distributions taken within the first two years of participation will be indicated with code S in Box 7 on your Form 1099-R.

See FAQs about early distribution penalties.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.