• Individual Investor
  • Individual Investor

Three ways to invest in Thrivent funds

We’re here to help you invest with confidence.

MUTUAL FUNDS

Thrivent Account

You can purchase mutual funds right on our site with an online account.

Get started

Invest with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

MUTUAL FUNDS & ETFS

Financial Professional

For guidance when investing, ask a financial professional about investing in Thrivent mutual funds & ETFs.

Contact a Thrivent advisor

Invest with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.

MUTUAL FUNDS & ETFS

Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Invest with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.

 

This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

Now leaving ThriventFunds.com

 

You're about to visit a site that is neither owned nor operated by Thrivent Mutual Funds.

In the interest of protecting your information, we recommend you review the privacy policies at your destination site.

Continue

TAX RESOURCE CENTER

Roth conversions & recharacterizations tax FAQs

What is a Roth conversion?

A Roth conversion is a reportable movement of assets from a traditional/SEP/SIMPLE IRA or employer qualified plan to a Roth IRA. There are two ways a distribution from your company retirement plan/403(b) plan/governmental 457 plan can be moved to a Roth IRA:

  • You can move the distribution directly to a Roth IRA. This type of conversion is referred to as a "qualified rollover contribution."
  • You can roll over the distribution to a traditional IRA and then convert the traditional IRA to a Roth IRA. 

What are the tax implications of my Roth conversion?

All or a portion of the amount you converted may be taxable to you in the year of your Roth conversion. Conversions are taxable in the year the distribution occurred. Use IRS Form 8606 to determine your taxable amount.

What tax forms should I receive related to my Roth conversion?

You should receive Form 1099-R for the distributing traditional/SEP/SIMPLE IRA or employer qualified plan and Form 5498 for the receiving Roth IRA.

Can I recharacterize a traditional or Roth IRA contribution?

Yes. If you made contributions to a traditional or Roth IRA, a recharacterization changes the nature of the contributions. You should report the contributions as if they had been originally made to the IRA to which the contributions were moved. A recharacterization is a trustee-to-trustee transfer of the original contribution plus any related earnings. You cannot recharacterize a Roth conversion.

What is the deadline for completing a recharacterization?

You have until the due date for filing your tax return, including extensions, to recharacterize a contribution. In addition, the IRS allows an automatic six-month extension to elect to recharacterize.

Note: If you recharacterize a contribution made in the previous calendar year, it impacts your tax return even though the recharacterization activity will be reported on the next year's Form 1099-R. You may need to file an amended return if you have already filed your tax return for that year.

How are recharacterizations reported on Forms 1099-R and 5498?

The Roth IRA custodian reports the recharacterization distribution on Form 1099-R, and the traditional IRA custodian reports the same amount on Form 5498.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.

Additional FAQs

Cost Basis FAQs

Dividends and Capital Gain Distributions FAQs

General Tax FAQs

IRA Contribution, Distribution and IRS Penalties

SEP and Simple IRAs

Tax Return Filing for Children

Using Turbo Tax