Three ways to buy Thrivent funds

We’re here to help you invest with confidence.

MUTUAL FUNDS

Thrivent Account

You can purchase mutual funds right on our site with an online account.

Get started

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

MUTUAL FUNDS & ETFS

Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Contact a Thrivent advisor

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.

MUTUAL FUNDS & ETFS

Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.

 

This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

Now leaving ThriventFunds.com

 

You're about to visit a site that is neither owned nor operated by Thrivent Mutual Funds.

In the interest of protecting your information, we recommend you review the privacy policies at your destination site.

Continue
Gene Walden
Senior Finance Editor

RETIREMENT PLANNING

Traditional IRA: Valuable tax and savings benefits

12/13/2023
By Gene Walden, Senior Finance Editor | 12/13/2022

A traditional IRA could help you reduce your current year’s taxes while building retirement savings for the future.

A traditional IRA (Individual Retirement Account) is a retirement savings account that allows you to potentially reduce your taxes in the current tax year while building your retirement savings tax-deferred. If you’re not currently funding an IRA, you may be short-changing yourself both now and in the future.

Tax savings add up

When you contribute to a traditional IRA, every qualified IRA investment dollar you add to your account may reduce your taxable income by the same amount. If you contribute the maximum amount each year, which is $6,000 for an individual under 50 and $7,000 for people 50 and over in 2022 and $6,500 for under 50 and $7,000 for 50 and over in 2023, you may be able to reduce your taxable income by that same amount.

For example, if you’re in the 25% tax bracket, a $6,000 contribution could save you about $1,500 a year in taxes. If you’re in the 10% bracket, it could save you about $600.

Note that your deduction may be limited due to your income and other factors such as your or your spouse’s ability to participate in an employer-sponsored retirement plan such as a 401(k). See details on deductions and contribution limits.

Build retirement savings

By contributing to your IRA each year, you may accumulate a substantial nest egg by the time you retire. For example, let’s say you contribute $6,000 a year to an IRA and invest the money in a mutual fund that earns an average annual return of 7%.

Based on 7% annual growth, with a $6,000 annual contribution (at $500 per month), here’s how much an IRA would grow over the next four decades:

After 10 years, the IRA would have grown to $86,542, after 20 years it would have grown to $260,463, after 30 years it would have grown to $609,986, and after 40 years it would have grown to over a million dollars at $1,312,407.

Contributing as much as possible to your IRA may require some small sacrifices in the short-term, but it’s well worth the effort if you may be able to reduce your current year’s taxes while building a tax-deferred retirement nest egg for the long term.

Want to learn more about Traditional IRAs? 

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.

Investing Insights newsletter

A monthly digest of market events and our perspectives around them.

Subscribe

Related insights

05/16/2023

The benefits of beneficiary planning

The benefits of beneficiary planning

The benefits of beneficiary planning

The unexpected can happen, so it’s important to have a beneficiary plan. While it’s wise to have an estate plan, designating beneficiaries for retirement or investment assets separately helps ensure your legacy lives on according to your wishes.

The unexpected can happen, so it’s important to have a beneficiary plan. While it’s wise to have an estate plan, designating beneficiaries for retirement or investment assets separately helps ensure your legacy lives on according to your wishes.

05/16/2023