Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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How to help manage investments for your aging parents

Key points

Looking at lifestyle income

Fixed-income mutual funds provide lower-risk options if your parents are looking for additional lifestyle income.

Planning for progeny

Equity funds are an option if your parents seek to grow their investments for sharing with future generations.

Accounting for risk

Moderately conservative asset allocations provide a lower-risk growth opportunity.

The longer your parents live, the more likely it is they’ll need help managing their money—in particular, their investments. It’s smart to discuss and to prepare your parents for that possibility, sooner rather than later. Here are some things to consider.

When parents may need your help

  • They ask for help. Perhaps they simply want to get it off their plates and focus on other areas of their lives. Or maybe one parent handled the financial matters and can’t continue, and your other parent is at a loss about how to proceed. In some scenarios, parents may look to transition their wealth while also educating you in managing it.
  • Signs that indicate they need help. You notice memory lapses or physical issues that make it difficult for them to go to the bank or talk with their financial professional.
  • They may be susceptible to phone or online scams. They might be tempted by an investment “opportunity” that promises big rewards with little risk. Or, maybe there is an irresponsible friend who sees your mom or dad as easier targets.
  • Their assets and investments are too complex. As they age, your parents may need help developing strategies for preserving as much of their capital as possible. That could mean juggling payout schedules of annuities and other investments, for instance.

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How to offer your help

  • Be empathetic. Taking on the management of your parents’ investments may be emotional for them as they may feel like they’re losing some independence.
  • Look out for their best interests. Make sure you all understand how much assistance they’ll need to live comfortably and safely. The more medical or housing help they need, the more it will cost for their living situation.
  • Discuss sources for income. If their monthly income from Social Security, pensions, IRAs and their savings aren’t enough to cover their monthly expenses, they’ll need to tap their investment portfolio. That’s also why it’s important to ensure that those assets last as long as possible.
  • Consider their financial goals. Your parents may need additional income to cover their regular living expenses. Or they may look for a way to grow their investments to pass on to future generations. Have a conversation about their needs, goals and comfort with risk when it comes to investing.

Parental finances could get complicated. A financial professional may help make the planning, and the conversations, easier. Find a Thrivent professional. One way to simplify your parent’s investments may be to consider consolidating them into a portfolio of mutual funds.


The benefits of beneficiary planning

The unexpected can happen, so it’s important to have a beneficiary plan. While it’s wise to have an estate plan, designating beneficiaries for retirement or investment assets separately helps ensure your legacy lives on according to your wishes.

Asset allocation funds can help tame volatility

Market volatility is inevitable, but you can help mitigate volatility in your own portfolio by investing in asset allocation mutual funds.

Will you have enough to make your retirement plans a reality?

After years of hard work and deferred gratification, you’re finally looking forward to a fulfilling retirement. And you have some big plans. Travel. Fine dining. A cozy, well-appointed vacation cabin. You now have the time to enjoy the good life that you may have had to (mostly) put off during your career.

Consider mutual funds

Mutual funds embrace a range of investment vehicles, offering the flexibility and variety to tailor and adjust your parents’ holdings based on their needs, objectives and tolerance for risk.

Here are some of the ways a mutual fund investment portfolio could be designed, based on specific needs and goals:

  • Do your parents need more income to pay annual living expenses? For a lower-risk option, consider a fixed-income mutual fund that invests in government or corporate bonds that may generate a steady annual return. Learn more about mutual fund fees and expenses. (Be aware, though, even though it’s low, bond funds—like stock funds—carry risk and can lose money).
  • Do they want capital appreciation for future generations? An equity fund is intended to deliver higher returns than fixed-income funds, though equities also carry a higher risk of loss of capital than bond funds. If your parents don’t need their investments for regular living expenses, equities may be the solution to help them grow their wealth and benefit loved ones or charitable organizations in the future.
  • Do they want some growth—but with somewhat less risk? A moderately conservative asset allocation fund may be the way to go. For example, the Thrivent Moderately Conservative Allocation Fund is designed to target 43% stocks, putting it more on the conservative investing side. When retired, many families take a conservative investing growth approach in hopes of maintaining their savings through the rest of their lives and to share with future generations.

Use this investing-style quiz to help you and your parents identify how their risk tolerance will shape the investments you choose.

While there are no guarantees on returns—and mutual funds do carry risk and may lose or gain money—they would allow you and your parents to spread the risk over numerous stocks, bonds and other investments. This diversification could allow returns on one investment to help balance or even outweigh a loss in another. While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market. You also can change investment options and weights as your parents’ financial needs change. Consider working with a Thrivent financial professional to help with this strategy.

Whatever you decide, make it clear to your parents that you have their best interests in mind. And, be transparent in your dealings. Regularly review the performance of their assets and the options they have available and keep things as simple and clear as possible.


The concepts presented are intended for educational purposes only. This information should not be considered investment advice or a recommendation of any particular security, strategy, or product.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.