Three ways to buy Thrivent funds

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Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


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This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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By Randy Myers

How to handle a volatile market: Timely advice for challenging times

By Randy Myers | 03/22/2022

Recent volatility in the stock market has been unsettling for many investors who may be wondering whether it’s time to overhaul their investment strategy—or maybe even pull their money out of the market in case it continues to slide. 

Behavioral research has shown that when stock prices are soaring, we instinctively want to buy—never mind how expensive shares have become. Then, when prices are plunging, we get nervous and want to sell—locking in our losses. All this is the exact opposite of what we may need to do to be successful investors.

Human nature isn’t our only foe. So is the unpredictable nature of the stock market, especially over the near term. The S&P 500® has logged 21 bear markets since 1928, according to Yardeni Research, including a very brief bear market in 2020 at the start of the pandemic. While several lasted well over a year, others hung around for only a few months.1 What’s more, the bull markets that followed tended to last, on average, much longer. (The S&P 500 is a market-cap-weighted index that represents the average performance of a group of 500 large capitalization stocks.)

Market shifts also can take hold fast, meaning anyone trying to time its ups and down must be prepared to turn on a dime once the market has bottomed out—a tall order, psychologically, when you’ve been watching prices fall for an extended period of time—and are probably feeling pretty bearish yourself. Since World War II, the S&P 500 has needed only 14 months to recover from what investment strategist Sam Stovall has called “garden variety” bear markets-declines of 20% to 39.9%.2

Smart steps in a volatile market

Given the historical record and what we know about behavioral finance, here are six steps for coping with a declining or volatile market:

1. Stay calmDon’t fall into the trap of selling low and buying high. Right now, any losses in your investment portfolio are only paper losses. They only become realized losses if you actually sell your holdings now—when prices are demonstrably low. In short, steer clear of the “buy high, sell low” wasteland—particularly if you still believe that all of your investments are solid choices for your portfolio and continue to fit your long-term strategy.

2. Stay focused on the long-term, not on short-term setbacks. Investing is a long-haul endeavor. The goal isn’t to make money overnight, but rather to take advantage of the stock market’s historical upward trend, and the beneficial effects of compound growth. If your long-term investment goals haven’t changed and your investment strategy is properly aligned with those goals, you’ll likely want to stay the course.

3. Check to see if your risk tolerance has changed. What may merit revamping your portfolio is a change in your tolerance for risk due to changes in your circumstances. (Take our risk tolerance quiz)  Let’s say you established your investment strategy when you were 30, just when you had begun saving in earnest for retirement. Now you’re 55, and you haven’t revisited your investment plan in all that time. (Not good practice, but it happens.) Given that you’re now closer to retiring, you may legitimately want to adopt a more conservative investment strategy. 

You may want to tread cautiously if you simply feel you no longer have the stomach you once did for wild swings in the market. If you literally can’t sleep at night, you may wish to adopt a more conservative stance. But make measured, responsible changes. If 80% of your portfolio is invested in stocks today, maybe you reduce that to 70%—and revisit the issue again in six months.

4. Use diversification as a shock absorber. This advice is as timeless as your grandmother’s words of wisdom: Don’t put all of your eggs in one basket. At a high level, diversifying your investment portfolio means investing not just in stocks, nor just in bonds, but in a mix of both. Why? Stocks and bonds seldom move in lockstep. 

With a diversified portfolio, losses in one asset class can often be offset by gains—or at least less severe losses—in the other. This smooths out your returns and makes it less likely that you’ll panic when one market or another turns down. (Diversification does not guarantee you won’t sustain losses.)

But diversification is important within asset classes, too. If your stock portfolio consists only of large-company stocks like those in the S&P 500, for example, or if you’ve taken the opposite approach and invested only in small-company stocks, consider diversifying into both. Also consider owning a mix of growth and value stocks, and domestic and international stocks. 

To sidestep the time and effort required to build and manage a broadly diversified portfolio on your own, consider investing in an asset allocation fund-a mutual fund that invests in multiple asset classes. Asset allocation funds make it easy and cost-effective to achieve broad diversification by investing in a single professionally managed fund consistent with your goals and tolerance for risk. (See: Asset Allocation Funds Can Help Tame Volatility)

5. Rather than focusing on gloom and doom, ask yourself if this is a buying opportunity. Think of a downturn in the market this way: The stock market is on sale, with prices discounted significantly from the recent market peak. To be clear, the market could always fall further. But if you really are invested for the long haul, you might want to ask yourself if this is an opportune time to add to the stock funds in your portfolio rather than to reduce your equity holdings. 

One way to take advantage of market dips automatically is by employing an investment strategy known as dollar cost averaging, in which you buy the same dollar amount of a specific investment, such as a mutual fund, at regular intervals. This is essentially what anyone contributing to a 401(k) plan at work, via payroll deduction, is doing. It ensures that your static contributions buy more shares when prices are low, and less when prices are high. (See: Don’t Fear Volatility - Capitalize on It Through Dollar Cost Averaging)

6. If you’re investing in a taxable account, consider tax-loss harvesting. When the market tanks, in the spirit of making lemonade out of lemons, consider selling any holdings that might be worth less now than what you paid for them. Those losses can be used to offset gains in other parts of your portfolio—now, or potentially in later years. This is a complex strategy with a number of nuances that can impact its application, however, so you may want to consult a tax advisor before acting.

Experiencing stock market volatility is never fun. But enduring market volatility is part of investing. Staying patient and prudent—rather than panicking—is almost always the right course of action.

1“Stock Market Briefing: S&P 500 Bull & Bear Market Tables,” Yardeni Research Inc., February 13, 2018

2“Stock Market Retreats and Recoveries,” by Sam Stovall, AAII Journal, October 2017

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.

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Rising rates take their toll

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Rising rates take their toll

The long period of rising U.S. policy rates is likely near its end. But the toll that higher rates extract from economic growth has a lagged effect, and we believe the impact will become steadily more apparent as we head into 2024.

The long period of rising U.S. policy rates is likely near its end. But the toll that higher rates extract from economic growth has a lagged effect, and we believe the impact will become steadily more apparent as we head into 2024.