Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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What is dollar cost averaging?

Young cute black student woman doing university home project using laptop, sitting at the desk in living room

When markets fluctuate, the last thing many of us want to do is continue investing in them. But rather than being scared by market volatility, take advantage of it with a strategy called dollar cost averaging.

What is it?

Dollar cost averaging involves making regular investments of a fixed amount over a period of time. Instead of attempting to time the market, you buy in at a range of different prices.

If you contribute regularly to a 401(k) or other retirement account through payroll deductions, you’re already utilizing this strategy. 

How it works

With dollar cost averaging, you simply invest a set dollar amount in the stock market (typically through broadly diversified mutual funds) on a consistent basis—no matter where the market stands or how great the volatility. This helps eliminate one of the most worrisome aspects of investing: trying to determine the best time to invest.

The beauty of this strategy is that it requires virtually no effort or expertise on your part. Yet despite volatile markets, it may help you improve your long-term returns by buying more shares when the market is down and fewer shares when it’s up. 

There are limits, of course. While a dollar cost averaging strategy is helped by a market that is trending upward, it likely won’t improve the performance of an investment that continues to fall in value. (Periodic investment plans do not ensure a profit or protect against a loss in a declining market).

Dollar cost averaging in action

The basis of dollar cost averaging is simple mathematics. When you invest a set amount each month, that static dollar amount buys more shares when the market prices are low and fewer when prices are high.

In a market that is upwardly trending, the shares you bought at below average prices may help tilt your long-term performance slightly higher.

The chart below gives a hypothetical example of how this could happen.

The hypothetical example is for illustrative purposes only.

As you can see, the average fund price by the end of the period was $100, but the average price of the fund shares purchased through dollar cost averaging was only $97.50 ($12,000 ÷ 123.1 total shares). As a result, the investor was able to purchase an additional 3.1 shares. At $100 a share, that’s a positive difference of $310

To put it another way, even though the average share price ends up being the same in December as what the price was in January, the $12,000 investment would have been worth $12,310 at the end of the year—a 2.6% gain attributed entirely to dollar cost averaging.

How to get started

Remember, the market and share prices will fluctuate. The key is that you invest on a regular basis and stick with your plan regardless of market fluctuations. Because dollar cost averaging involves continuous investing, investors should consider their long-term ability to continue to make purchases through varying economic conditions.

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