How to buy mutual funds & ETFs from Thrivent

We’re delighted you’re considering our funds. No matter how you buy, we’re here to help you invest with confidence.

Buy mutual funds online through Thrivent Funds

To buy mutual funds you can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

 

Buy funds through your financial professional

Need more guidance? Interested in an ETF? Ask your financial professional about Thrivent Mutual Funds and ETFs.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.

 

Buy through your brokerage account

Our mutual funds & ETFs can be purchased through online brokerage platforms. Search for Thrivent Mutual Funds and ETFs when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.

 


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.

  • Determine your personal investment style by taking our quiz.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?
  • For mutual funds help, call us at 800-847-4836, or email contactus@thriventfunds.com.
  • For ETFs, contact your financial professional or brokerage firm.
  • For additional help visit our support page.

 

New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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INVESTING ESSENTIALS

What is dollar cost averaging?

09/27/2022
09/27/2022
Young cute black student woman doing university home project using laptop, sitting at the desk in living room

When markets fluctuate, the last thing many of us want to do is continue investing in them. But rather than being scared by market volatility, take advantage of it with a strategy called dollar cost averaging.

What is it?

Dollar cost averaging involves making regular investments of a fixed amount over a period of time. Instead of attempting to time the market, you buy in at a range of different prices.

If you contribute regularly to a 401(k) or other retirement account through payroll deductions, you’re already utilizing this strategy. 

How it works

With dollar cost averaging, you simply invest a set dollar amount in the stock market (typically through broadly diversified mutual funds) on a consistent basis—no matter where the market stands or how great the volatility. This helps eliminate one of the most worrisome aspects of investing: trying to determine the best time to invest.

The beauty of this strategy is that it requires virtually no effort or expertise on your part. Yet despite volatile markets, it may help you improve your long-term returns by buying more shares when the market is down and fewer shares when it’s up. 

There are limits, of course. While a dollar cost averaging strategy is helped by a market that is trending upward, it likely won’t improve the performance of an investment that continues to fall in value. (Periodic investment plans do not ensure a profit or protect against a loss in a declining market).

Dollar cost averaging in action

The basis of dollar cost averaging is simple mathematics. When you invest a set amount each month, that static dollar amount buys more shares when the market prices are low and fewer when prices are high.

In a market that is upwardly trending, the shares you bought at below average prices may help tilt your long-term performance slightly higher.

The chart below gives a hypothetical example of how this could happen.

The hypothetical example is for illustrative purposes only.

As you can see, the average fund price by the end of the period was $100, but the average price of the fund shares purchased through dollar cost averaging was only $97.50 ($12,000 ÷ 123.1 total shares). As a result, the investor was able to purchase an additional 3.1 shares. At $100 a share, that’s a positive difference of $310

To put it another way, even though the average share price ends up being the same in December as what the price was in January, the $12,000 investment would have been worth $12,310 at the end of the year—a 2.6% gain attributed entirely to dollar cost averaging.

How to get started

Remember, the market and share prices will fluctuate. The key is that you invest on a regular basis and stick with your plan regardless of market fluctuations. Because dollar cost averaging involves continuous investing, investors should consider their long-term ability to continue to make purchases through varying economic conditions.


Investing Insights newsletter

A monthly digest of market events and our perspectives around them.


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December 2022 Market Update

12/06/2022

Inflation shows signs of moderating, but Fed still unconvinced

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Inflation shows signs of moderating, but Fed still unconvinced

Oil and gasoline prices have fallen, housing sales have stalled, used car prices have dropped, manufacturing activity has contracted, and the increase in the Consumer Price Index, a common measure of inflation, has moderated. While several other areas of the economy have not yet shaken rising costs, there are signs that inflation is slowing.

Oil and gasoline prices have fallen, housing sales have stalled, used car prices have dropped, manufacturing activity has contracted, and the increase in the Consumer Price Index, a common measure of inflation, has moderated. While several other areas of the economy have not yet shaken rising costs, there are signs that inflation is slowing.

12/06/2022

12/06/2022

A low-cost retirement plan for small business owners

A low-cost retirement plan for small business owners

A low-cost retirement plan for small business owners

Small business owners can offer employees (and themselves) a tax-deferred retirement savings plan similar to the plans offered by larger corporations – but without incurring the high start-up and operating costs of a conventional retirement savings plan such as a 401(k).

Small business owners can offer employees (and themselves) a tax-deferred retirement savings plan similar to the plans offered by larger corporations – but without incurring the high start-up and operating costs of a conventional retirement savings plan such as a 401(k).

12/06/2022

12/06/2022

If you’re self-employed, you can still benefit from a tax-deferred retirement plan

If you’re self-employed, you can still benefit from a tax-deferred retirement plan

If you’re self-employed, you can still benefit from a tax-deferred retirement plan

If you’re self-employed, you can open a Simplified Employee Pension Plan (SEP) that may allow you to contribute thousands of dollars each year to a tax-deferred account. Learn more.

If you’re self-employed, you can open a Simplified Employee Pension Plan (SEP) that may allow you to contribute thousands of dollars each year to a tax-deferred account. Learn more.

12/06/2022