How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

 

Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.

 

Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.

 


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.

 

Need more help?

Call or email us.
800-847-4836

M-F, 8 a.m. – 6 p.m. CT
Say “mutual funds" for faster service.
contactus@thriventfunds.com or,
Visit our support page

 

New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

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Gene Walden
Senior Finance Editor

RETIREMENT PLANNING

Saving to your IRA now could make a big difference later

11/23/2021
By Gene Walden, Senior Finance Editor | 11/23/2021

 

While many people wait until the deadline to contribute to an IRA – which is typically on or around the April 15 tax filing deadline after the taxable year – you could accelerate your savings process by contributing a year earlier during the current tax year instead of at the deadline in the following year.

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For instance, if you start contributing $6,000 to your plan a year earlier, that essentially puts an extra $6,000 into your IRA, and starts the investment process, well…a year earlier! This could add tens of thousands of dollars to your retirement account over your lifetime. (See: IRA Contribution Rules and Limits)

Below are two examples of the additional amount you could earn over the long term by not waiting to invest, based on a 5% annual return and a 10% annual return.

Whether you invest the maximum amount allowed ($6,000 for those under age 50 in 2021 and 2022) or a lesser amount, starting a year earlier may have a significant impact on your total savings over the long term. In the following illustrations, we show the impact that earlier contributions would have for an investor who contributes $6,000 a year.

As a hypothetical example, at an average annual return of 5%, after 10 years of $6,000 annual contributions, your portfolio would have grown to $79,760 – that’s $9,882 more than your account would be worth if you had started a year later. And as the table below shows, after 40 years, the returns from the early investment would have added $44,150 to the total IRA savings:

This example is hypothetical and is not intended to represent the performance of any particular investment product, nor does it take into consideration product expenses or fees. Results would be lower if costs were included.

Assumes an initial contribution of $6,000 with annual lump sum contributions of $6,000 thereafter, compounded annually. Amounts shown are for the end of the period.

The difference would be even more significant for someone earning 10% per year. In fact, after 40 years, returns from the early investment would have added more than $300,000 to the total IRA balance:

This example is hypothetical and is not intended to represent the performance of any particular investment product, nor does it take into consideration product expenses or fees. Results would be lower if costs were included.

Assumes an initial contribution of $6,000 with annual lump sum contributions of $6,000 thereafter, compounded annually. Amounts shown are for the end of the period.

Opening an IRA can help you get started on a lifetime retirement savings plan for the future. To sweeten the pot, you may be able to realize significantly greater savings simply by contributing to your plan early in the current tax year instead of a year later at the contribution deadline.
 


The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.


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