Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Job change is a prime time to pump up your finances

Asian woman welcoming new employee to the office

Key points

Time for review

A change in jobs provides the opportunity to review taxes, benefits and regular expenses.

Bump up savings

Consider taking advantage of a salary increase to invest more.

Starting a new job is a major life change—and a good time to reassess your financial life. It may also be an ideal time to ramp up your investment plan to build wealth for the future.

Several tasks may await you when you start a new job. You may need to select your benefits, assess your tax situation and—if you’re moving to a new city—make new living arrangements.

If your new position comes with a salary increase, it may also be an excellent time to assess your finances and devote more money to your investment plan.

Here are some of the considerations you may face with a new job:

Choose your benefits

1. Insurance
If your new employer offers insurance coverage like health, dental, vision and life insurance, you’ll need to decide which insurance plan is right for you and your family. If your spouse already has comprehensive insurance coverage through his or her employer, you might want to compare those plans with the new ones you’re being offered to see what coverage is the best and most cost-effective. While a job change gives you a reason to do this review immediately, it’s also a good idea to compare the multiple insurance offerings your family has available on an annual basis. If you’re happy with your spouse’s coverage, you might consider forgoing health insurance through your own employer to potentially increase your take-home pay. However, if your employer offers a cost-effective life insurance policy, you should consider enrolling in that to provide financial protection for your family.

2. Other benefits
Find out what other benefits may be available through your new employer. Can you get help with transportation or parking expenses? Does your employer offer a health savings plan? What about stock options? Are there any areas where you can receive discounts, like fitness center fees, movie tickets or other special events? You should find out as much as you can about the benefits available through your new employer to decide which may be useful for you.

If your new employer offers access to a credit union, be sure to look at interest rates, benefits and fees—the benefits of credit unions often more than compensate for the inconvenience of changing banks.

You may also have some work to do regarding your benefits back at your old job. If you have paid time off that you haven’t used, make sure to find out if your state requires your old employer to compensate you for unused PTO and alert your human resources department to ensure that you don’t leave that money behind.

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Enroll in your 401(k) investment plan

If your new employer offers a 401(k) plan, that’s an ideal way to build your investment and retirement savings. Generally, money contributed to a 401(k) is deducted from your taxable income, although you would be taxed later when you withdraw money during retirement.

Moreover, many firms with 401(k) plans will match your contributions up to a certain percentage. You should take full advantage of any match your company offers by contributing as much as you can—your employer’s matching contribution is free money that will grow tax-deferred. If your company offers a matching contribution of up to 5% percent of your pay, that’s the equivalent of a 5% raise. Try to contribute enough to take full advantage of the company match so that you’re not leaving any money on the table. Also check to see if your company has an automatic increase scheduled for contributions—usually done annually. If your company does this, if you start with the 5% contribution this year to get the company match, next year your contribution will be automatically increased—typically by 1%—to become a 6% of your income contribution.

Dealing with your old 401(k) account

If you also had a 401(k) at your old job, check to see whether your former employer requires you to close it out. They may not—but leaving your money in the 401(k) at your previous job might expose you to fees that were covered when you worked there but that your old employer won’t cover now that you’re no longer an employee. Consider, too, whether you want to keep track of multiple 401(k) plans; you may find it easier to roll your old plan into your new employer’s plan or into an IRA or Roth IRA you set up independently.

It’s important to look at your options when deciding whether to roll over. Compare the investment options, fees and expense, service options and features of the different plans. (See: 401(k) options to consider with a new job.)


Investing $50 a month could add up nicely for your retirement

Investing early, even as little as $50 a month, may pay off for your retirement savings goals.

Retirement savings: get back on track

If you’ve fallen behind on retirement savings goals, here are steps you can take to build up your savings.

Putting time on your side

In the investing world, time may pay off in helping you accomplish your large savings goals.

Building wealth

One of the biggest temptations with a new job and a bigger income is to start spending more money. You should resist this temptation.

Instead, adjust your budget in ways that help you save and invest more, perhaps by opening an IRA in addition to your 401(k), or starting a college savings plan if you have kids. (See: Pairing a Roth IRA with your 401(k).)

When you’re setting up direct deposit with your new employer, take the opportunity to set up automatic savings and investment transfers as well. If you already have an automated savings or investment plan, consider adjusting your contribution higher to take advantage of your higher income.

Making the move

If you’re moving for work, you can’t avoid additional expenses. However, you can compare the costs of different options: for instance, renting a smaller, temporary home and storing some of your possessions until you find the right place to buy, rather than spending money on a long-distance house hunt.

If you’re moving to a more expensive city, you may be able balance out your housing expenses by relying on public transportation—especially if your employer offers help with transit costs. Even if you’re not moving, a new commute might offer the opportunity to adjust expenses like transportation and gym membership. You can take advantage of the new routine associated with your new job to reexamine expenses you’ve taken for granted and ask yourself if they’re still necessary.

A new job can be an exciting and challenging opportunity—as well as the perfect time to get your financial life in order.



The concepts presented are intended for educational purposes only. This information should not be considered investment advice or a recommendation of any particular security, strategy, or product.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.

There may be benefits to leaving your account in your employer plan, if allowed. You will continue to benefit from tax deferral, there may be investment options unique to your plan, there is a possibility for loans, and distributions are penalty free if you terminate service at age 55+.

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By starting your investment plan now, you may be able to achieve the long-term results you’re seeking with just a fraction of the dollars you’d need to invest.

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