Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Gene Walden
Senior Finance Editor


Retirement savings: get back on track

By Gene Walden, Senior Finance Editor | 12/20/2022

About half of all households headed by someone age 55+ have no retirement savings, according to the Government Accountability Office (March 2019). If you’ve fallen behind on retirement savings goals, here are steps you can take to build up your savings:

  • Tighten your budget. Decrease spending and put extra saved income toward retirement savings. It may mean cutting back on small luxuries, like dinners out, but you’ll be glad you did once you’re in retirement.
  • Contribute the max to tax-advantaged retirement plans. If you have a 401(k), increase your annual savings to the max contribution of $20,500 for 2022 and $22,500 in 2023, or consider signing up with your company to automatically raise your contributions at regular intervals. If you have a traditional IRA, the money may be deductible from your taxable gross income for the current year as it grows tax-deferred, and you can contribute up to $6,000 in 2022 and $6,500 in 2023. View contribution limits and rules at IRS Retirement Plan Rules.
  • Take advantage of “catch up contribution” limits on your 401(k) or IRA. Once you turn 50, you’re allowed to contribute more to retirement savings plans. If you can afford to contribute more to your traditional IRA or 401(k) plan, you can build up savings faster while possibly enjoying the benefits of a greater reduction in your gross taxable income for the current year. For traditional and Roth IRAs in 2022, the contribution limit for those 50 and over is $7,000 (versus $6,000 for those under 50). For 2023, contribution limits rose to $7,500 for those 50 and over. For 401(k) plans, those 50 and over may contribute an extra $7,500 in 2023 over limits in the section above, for a total of $30,000. Certain restrictions may apply. For more information, go to IRS Retirement Plan Rules.
  • Get the employer match. Many firms with 401(k) plans will match all or part of your contributions up to a certain percentage. Contribute enough to get the full match — it’s free money and it grows tax-deferred! For example, if your company matches 100% of your contribution up to 5% of your pay, that equates to a 5% raise.
  • Become vested. You may have to stay with a company for five or six years to receive your full 401(k) match, but that extra match – which often adds up to 5% to 6% of your annual salary – may be worth your time if you’re close to the mark.
  • Consider holding investments focused on long-term growth. Individuals tend to become more conservative in their investment approaches as they enter retirement. But as people are living longer, consider keeping a portion of your portfolio invested for long-term growth rather than putting all your money in low-yielding investments to allow your portfolio the potential to continue to grow as you start to draw from it in retirement. This approach may not be appropriate for everyone, so it is important to consider your own risk tolerance and specific objectives in determining the appropriate asset mix for you.
  • Reduce high-interest debts. If you can transfer your credit card balance and any other high yielding debt to a low interest account – or, better yet, pay it off – you’ll have more cash available to add to your retirement savings. 
  • Consider additional income sources. If you can work a second job or start a business that brings in some additional income, that will help bolster your savings. The longer you can put off tapping into your retirement dollars, the longer it could grow.
  • Stay with your job longer. If your employer allows you to stay on the job until your late 60s or 70s, that could make a dramatic difference in your retirement savings plan. It means you would be able to live off your salary for a few more years while continuing to invest more into your retirement plan.
  • Downsize if possible. You may be able to sell your home and buy a smaller one to cut your expenses, and possibly get additional cash in the sale of your larger home to add to your retirement.
  • Set retirement expectations. Once you set your retirement budget, you may not be able to fund all the things you’d hoped for, but you could still experience an active life with a variety of enjoyable activities.

Tightening your budget, saving more, working a bit longer, downsizing your living quarters, and modifying your lifestyle expectations could all contribute to increasing your retirement savings – and hopefully living a more fulfilling lifestyle.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.

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The long period of rising U.S. policy rates is likely near its end. But the toll that higher rates extract from economic growth has a lagged effect, and we believe the impact will become steadily more apparent as we head into 2024.

The long period of rising U.S. policy rates is likely near its end. But the toll that higher rates extract from economic growth has a lagged effect, and we believe the impact will become steadily more apparent as we head into 2024.