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Three ways to invest in Thrivent funds

We’re here to help you invest with confidence.

MUTUAL FUNDS

Thrivent Account

You can purchase mutual funds right on our site with an online account.

Get started

Invest with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

MUTUAL FUNDS & ETFS

Financial Professional

For guidance when investing, ask a financial professional about investing in Thrivent mutual funds & ETFs.

Contact a Thrivent advisor

Invest with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.

MUTUAL FUNDS & ETFS

Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Invest with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.

 

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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INVESTING ESSENTIALS

Asset class correlations can help you to balance your portfolio

05/13/2025

05/13/2025

Historically, stocks and bonds have acted as natural hedges against each other. While diversifying a portfolio within those major asset classes can’t eliminate risk, it can help reduce volatility and may improve risk-adjusted returns1 over the long term.

The matrix below shows how different assets are correlated to each other. Sometimes, the correlation between equity asset classes and fixed-income asset classes is low. In some cases, they are negatively correlated—when one asset falls, the other often rises (i.e., U.S. large-cap stocks vs. long-term Treasury bonds). This shows the benefits of also diversifying within asset classes. Different sectors, market caps, styles or regions can have different return characteristics.
 

Chart depicting the asset class correlation between equity asset classes and fixed-income asset classes
Chart depicting the asset class correlation between equity asset classes and fixed-income asset classes


The graph below shows the return and the risk (standard deviation2) of the broadly diversified Morningstar Target Risk indexes. By combining numerous asset classes with different correlations to each other, the indexes have been able to produce varying risk-reward profiles.

The Morningstar Target Risk Index family consists of five indexes covering risk preferences ranging from aggressive to conservative. The indexes utilize asset allocation methodologies developed and maintained by Morningstar Investment Management to determine underlying index weighting. Results shown assume reinvestment of dividends or interest.
 

Chart depicting the risk and return of Morningstar Target Risk Indexes from January 2005 to December 2024
Chart depicting the risk and return of Morningstar Target Risk Indexes from January 2005 to December 2024



Talk with your financial professional about building, balancing and diversifying your portfolio with Thrivent mutual funds.

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1 Risk-adjusted return refines an investment’s return by measuring how much risk is involved in producing that return, which is generally expressed as a number or rating. Risk-adjusted returns are applied to individual securities, mutual funds and portfolios.

2 Standard deviation is a statistical measure of volatility. The higher the standard deviation, the riskier an investment is considered to be.

© 2025 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.  Past performance is no guarantee of future results.

The Morningstar average represents the average total return annualized when greater than one year for all reported funds in the category. Morningstar averages do not include sales charges/fees. If included, returns would have been lower.

U.S. Large Cap Stocks are represented by the S&P 500® Index, a market-cap weighted index that represents the average performance of a group of 500 large-capitalization stocks. U.S. Small Cap Stocks are represented by the S&P SmallCap 600® Index, which measures performance of small-cap stocks. Developed International Stocks are represented by the MSCI EAFE Index, which measures developed-economy stocks in Europe, Australasia and the Far East. Emerging Markets Stocks are represented by the MSCI Emerging Markets Index, which measures developing-economy stocks.

High Yield Bonds are represented by the Bloomberg High Yield Index, which measures performance of the high yield bond sector. Investment Grade Corporate Bonds are represented by the Bloomberg U.S. Corporate Investment Grade Index, which measures performance of the investment grade bond sector. Total Bond Market is represented by the Bloomberg U.S. Aggregate Bond Index, which measures performance of a wide variety of publicly traded bonds. Long-Term Treasury Bonds are represented by the Bloomberg 20+ Year Treasury Index, which measures performance of longer maturity Treasury bonds.

Any indexes shown are unmanaged and do not reflect the typical costs of investing. Investors cannot invest directly in an index.

Index performance is not indicative of the performance of any Thrivent product.

Past performance is not necessarily indicative of future results.

Investing Insights newsletter

A monthly digest of market events and our perspectives around them.

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Wall Street to Your Street alerts

A timely alert of newly-posted market updates.

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