How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

 

Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.

 

Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.

 


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.

 

Need more help?

Call or email us.
1-800-847-4836

M-F, 8 a.m. – 6 p.m. CT
Say “ThriventFunds.com” for faster service.
Contactus@Thriventfunds.com or,
Visit our support page

 

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds “automatic purchase plan.” Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. $50 a month automatic investment does not apply to the Thrivent Money Market Fund or Thrivent Limited Maturity Bond Fund, which have a minimum monthly investment of $100.

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Tax Resource Center

1099-DIV Dividends and Distributions

Form 1099-DIV is a record of all taxable capital gains and dividends paid to you during a given tax year. It will not be sent for accounts with dividends under $10, but keep in mind that you may need to report them.

Who Gets It

Shareholders who earned taxable dividends and/or capital gain distributions; and shareholders who earned federal tax-exempt dividends in the Thrivent Municipal Bond Fund or Thrivent High Income Municipal Bond Fund.

Additionally, expect to receive a 1099-DIV if you:

  • had dividends and capital gain distributions paid to a taxable account
  • earned tax-exempt dividends in the Thrivent Municipal Bond Fund or Thrivent High Income Municipal Bond Fund
  • had federal income tax backup withholding
  • had return of capital distributions in a mutual fund

When It's Mailed

Thrivent Mutual Funds targets mail dates by January 31 and mid-to-late February for Thrivent mutual funds that invest in REITs (real estate investment trusts): Thrivent Diversified Income Plus Fund and Thrivent Multidimensional Income Fund.

What's In It

  • Taxable dividends and capital gains. For state income tax purposes, a number of states allow "pass-through" treatment of mutual fund dividends derived from U.S. government obligations. Visit the Percentage of Ordinary Dividends from Government Obligations page for more information.
  • Qualified dividends that may qualify for a lower tax rate. The qualified dividend amount reported on the form assumes the shareholder has met the 61-day holding period required for dividends to be qualified. The shareholder is responsible for determining if the holding period was met and adjusting the amount accordingly. Use your December 31 statement to Determine if your holding period has been met. Visit the IRS Form 1040 Instructions for more information. See the Qualified Dividend Income Page for more information.
  • Federal income tax withheld.
  • Federal tax-exempt dividends, Note that tax-exempt dividends may be taxable at the state level. Visit our State Tax Information for Federal Tax-Exempt Dividends for more information.
  • Amount of the federal tax-exempt dividends that are subject to the Alternative Minimum Tax (AMT). The portion of tax exempt dividends subject to the AMT calculation comes from a fund's investment in private activity municipal bonds. Earnings from these bonds are a preference item for the AMT calculation. Visit Federal Tax-Exempt Dividends for more information.
  • Return of capital distributions (Unrecaptured Section 1250 gain)
  • Foreign tax paid (historically, Thrivent Mutual Funds have not passed through foreign tax credits to shareholders.

How To Use It

Complete your IRS Form 1040 and Schedules B and D, depending on your situation. Be sure to talk to your tax advisor.


1099-DIV Tax Form Information

Refer to IRS Form 1040 Instructions, Schedule B and D and IRS Publication 550 for more information. At Thrivent Mutual Funds, we recommend you consult your tax advisor to make sure you’re getting the most out of your investments. Thrivent Mutual Funds and their representatives cannot provide legal or tax advice.