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How to buy mutual funds & ETFs from Thrivent

We’re delighted you’re considering our funds. No matter how you buy, we’re here to help you invest with confidence.

Buy mutual funds online through Thrivent Funds

To buy mutual funds you can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

 

Buy funds through your financial professional

Need more guidance? Interested in an ETF? Ask your financial professional about Thrivent Mutual Funds and ETFs.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.

 

Buy through your brokerage account

Our mutual funds & ETFs can be purchased through online brokerage platforms. Search for Thrivent Mutual Funds and ETFs when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.

 


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.

  • Determine your personal investment style by taking our quiz.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?
  • For mutual funds help, call us at 800-847-4836, or email contactus@thriventfunds.com.
  • For ETFs, contact your financial professional or brokerage firm.
  • For additional help visit our support page.

 

This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. Expand for more info.
  • You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.
  • The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.
  • These additional risks may be even greater in bad or uncertain market conditions.
  • The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Tedra Osell
Author

STARTING OUT

7 ways to start investing after college

Getting your finances on the right track may be easier than you think
06/29/2021
By Tedra Osell, Author | 06/29/2021

If you’re a recent college graduate, investing might not be a high priority to you. Once you’re earning money, it’s tempting to spend it—especially if you’ve been living on a tight budget for years.

But the real key to a better financial future is building wealth. While spending money on a night out or a new outfit may be great in the short-term, achieving your longer-term financial priorities will mean setting aside some of your new salary to start investing now.

Why you should invest

Want a new car or boat, or a house? Want to see the world? Hope to send your children to college? Plan to retire early?

It’s time to start planning. It all begins with saving and investing. For instance, if you want to buy a house, building your savings by investing on a regular basis through a periodic investment plan may help you reach that goal more quickly. Investing in stocks, bonds and mutual funds offer the potential for growing your investment faster than a simple savings account. Of course, those investments carry the risk of loss. There’s no guarantee that your investments will grow, and you could lose money investing in the stock market.

A thoughtful investment plan can balance risk by spreading it out—putting some of your investment into savings and some into mutual funds, for example.

These time-tested tips can help you get your investment program on track:

1. Put off getting your own place. If you’re still living at home, this may be an excellent time to get a head start on your investment plan. Sharing expenses with a roommate also saves money—and you can start investing modestly with the cash you’re not spending on living expenses.

2. Look for a career, not just a job. It may be tempting to take a job as a ski instructor in Vail, but will the cost of living there eat up all the money you earn? Will teaching aerobics at your health club give you a path for advancement with regular salary increases? If you focus on building wealth with a steady job in a field that offers a path for advancement and a competitive salary, you may be able to afford ski vacations in a few years as your salary increases. And, if you build wealth through investing, someday you may be able to buy a vacation home of your own.

3. Diversify the easy way through mutual funds. Investing in mutual funds is one of the easiest ways for many people to invest. By bundling many stocks or bonds into one fund, individual investors can easily diversify their investments. One benefit of diversifying through mutual funds is that the overall risk of a bundle of investments is often lower than the risk of a single investment: if one company’s stock has problems, there are others in the portfolio that may cushion the blow.

Of course, while diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market. Thrivent offers a wide variety of different types of mutual funds.

4. Take advantage of your company’s 401(k) plan. Money that gets taken out of your paycheck before you even see it—and is automatically invested in a 401(k) plan—is money you won’t miss. Many employers will match your contribution fully or in part, which can increase your eventual payout exponentially. With most 401(k) plans, you don’t pay taxes on your contributions until you withdraw the money during retirement. What could be easier?

If you work for yourself or own a small business, there are other ways to build your nest egg using a tax-deferred retirement plan. (See: If you’re self-employed you can still benefit from a tax-deferred retirement plan)

5. Consider IRAs, which are also tax-deferred. Whether or not a 401(k) is available to you, you should consider opening an individual retirement account, or IRA. There are two main types: a Traditional IRA, which lets you avoid taxes now—though you’ll pay taxes when you withdraw the money in retirement— and a Roth IRA, which are made with money you’ve already paid taxes on (See: Traditional IRA versus Roth IRA: Which is right for you?)

6. Start small—but start. You don’t have to start by investing a large amount. For example, you can automatically invest as little as $50 a month into Thrivent Mutual Funds.1 This automatic investing plan is available whether you’re opening an IRA or a standard retail brokerage account. Through time and the power of compounding, your $50-a-month investment may contribute significantly to your financial goals.

7. Invest for the future even if you’re paying off student loans. Money might be tight, but the habit of investing is worth cultivating, and the value of time can be powerful. Your long-term returns can be significantly different if you start now rather than putting it off a few more years. (See: How much are you missing out on every day you don’t invest?)

The chart below compares two hypothetical investment scenarios—one in which the investor starts contributing $100 a month now and stops contributing in 10 years (a total of $12,000 invested), and the other one in which the investor starts investing $100 a month beginning in 10 years and continues for the next four decades (a total of $48,000 invested).

As the chart illustrates, over a 50-year period with an average annual return of 7%, you could earn more over the next 50 years in the first situation—by investing now—than you could if you don’t start for 10 years from now—even though you invested more money!

Keep in mind that these results are strictly hypothetical and do not represent a specific investment. There’s no guarantee that your investment portfolio will match the returns illustrated here, and you can lose money investing in the markets.

The key, however, is the power of time. Simply by starting 10 years earlier, a smaller investment has more time to grow.

Investing - the value of time

Comparative long-term returns based on 7% average annual return with monthly compounding

Timeframe Scenario 1:
Start investing now
Your portfolio:
Account value
Scenario 2:
Start investing in 10 years
Second portfolio:
Account value
Years 1-10
$100/month $17,409 $0 $0
Years 11-20
$0 $34,986 $100/month $17,409
Years 21-30
$0 $70,310 $100/month $52,397
Years 31-40 $0 $141,299 $100/month $122,709
Years 41-50
$0 $283,963 $100/month $264,012
Total
$12,000 $283,963 $48,000 $264,012

Hypothetical example is for illustrative purposes only. It is not intended to represent the performance of any particular security or product, nor does it take into consideration any product expenses, such as fees or sales charges. The results would be reduced if included.

Don’t put off investing because you think that you need to be a stock market expert. Setting up a 401(k), an IRA or a mutual fund account doesn’t have to be complicated; one of the key benefits of mutual funds is that you don’t need to manage your own portfolio.

You can pick from a variety of mutual funds through Thrivent Mutual Funds. If you prefer in-person assistance, consider talking with a financial professional.

 


1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

The concepts presented are intended for educational purposes only. This information should not be considered investment advice or a recommendation of any particular security, strategy, or product.

At Thrivent Mutual Funds, we recommend you consult your tax advisor to make sure you’re getting the most out of your investments. Thrivent Mutual Funds and their representatives cannot provide legal or tax advice.


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