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Three ways to invest in Thrivent funds

We’re here to help you invest with confidence.

MUTUAL FUNDS

Thrivent Account

You can purchase mutual funds right on our site with an online account.

Get started

Invest with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.

MUTUAL FUNDS & ETFS

Financial Professional

For guidance when investing, ask a financial professional about investing in Thrivent mutual funds & ETFs.

Contact a Thrivent advisor

Invest with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.

MUTUAL FUNDS & ETFS

Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Invest with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.

 

Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.

 

This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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MARKET VOLATILITY

Market volatility’s impact on the markets

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Key points

Many volatile factors

Market volatility happens for many reasons including economic influences, geopolitical events and corporate earnings reports.

Navigating volatility

Investors may be able to navigate volatile markets with long-term investing and diversification.


Investing markets are influenced by many factors, creating what’s called market volatility. From corporate earnings reports to global political instability to global pandemics and economic influencers like inflation and interest rates, there are many factors that can result in the prices of stocks and bonds going up or down.

CBOE Volatility Index and the S&P 500 Index from Jan. 1, 2005 to Dec. 31, 2024
CBOE Volatility Index and the S&P 500 Index from Jan. 1, 2005 to Dec. 31, 2024



As you can see from the chart, measurements of volatility are frequently reflected in performance in the S&P 500, which then affects the investments in your portfolio. The chart below better highlights market performance by calendar year, with a clear comparison of the number of positive versus negative years.
 

S&P 500 Index calendar year returns for each year from 1922 to 2024
S&P 500 Index calendar year returns for each year from 1922 to 2024



Periods of increased market volatility will happen, and when they do, there’s a strong probability it will affect your investments. Two ways to navigate volatile markets include:

Adopting a long-term investing approach. As both charts demonstrate, even through the largest volatile swings of the last two decades, the S&P 500 Index maintained long-term growth—and maintained positive growth roughly 75% of the years since 1922. Long-term investors take the approach of riding out market swings in anticipation that their investments will recover from any dips with the next upswing.

Diversification. Not all types of investments are affected at the same time by the same amount when volatility influences markets. For example, investments in the energy sector performed well in 2022 but struggled in 2023, as demonstrated in the chart below. On the other hand, investments in the information technology sector had low performance in 2022, but thanks in part to artificial intelligence, performed well in 2023.

 

Annual returns for key asset classes for years 2015 to 2024
Annual returns for key asset classes for years 2015 to 2024


Understanding market volatility

It’s important for investors to understand what kind of volatility is impacting markets like the S&P 500 Index. If you need assistance in evaluating your investment portfolio and how volatility may impact your investments, contact your Thrivent financial professional. Once you’ve evaluated your investment portfolio, start your investment journey with these three steps.

 

 

The concepts presented are intended for educational purposes only. This information should not be considered investment advice or a recommendation of any particular security, strategy, or product.

Thrivent financial professionals are registered representatives of Thrivent Investment Management Inc. Thrivent Investment Management Inc. is an SEC-registered investment adviser and broker/dealer, and a member FINRA and SIPC and a subsidiary of Thrivent, the marketing name for Thrivent Financial for Lutherans.

Communication services represents companies involved in advertising, broadcasting, cable and satellite, publishing, movies and entertainment and interactive media and services, as well as those that provide telecommunication services primarily through a fixed-line, wireless, cellular, high bandwidth or fiber optic cables.

Consumer discretionary companies are most sensitive to economic cycles, such as automotive, household durable goods, textiles & apparel, leisure equipment, hotels, restaurants, consumer retailing and services.

Consumer staples companies have businesses that are less sensitive to economic cycles such as manufacturers and distributors of food and beverages, tobacco, and producers of non-durable household goods and personal products.

Energy companies have businesses that are involved in the construction or provision of oil rigs, drilling equipment, energy related service and equipment or engaged in exploration, production, refining of or transportation of oil and gas products, coal, and other consumable fuels.

Financials represents companies whose activities include banking, mortgage finance, consumer finance, specialized finance, investment banking, brokerage, asset management and custody, corporate lending, insurance and financial investment.

Health care companies manufacture healthcare equipment and supplies or provide healthcare related services. Companies involved in research, development, production and marketing of pharmaceuticals and biotechnology products.

Industrials companies produce tangible goods including aerospace and defense, construction, engineering, building products, electrical equipment and industrial machinery. Companies that provide commercial services such as printing, employment, office services and environmental services, as well as transportation services including airlines, couriers, marine, road and rail, and transportation infrastructure.

Information technology companies primarily develop software such as applications, systems, database management, internet, information technology consulting and services, and home entertainment. Companies that manufacture or distribute communications equipment, computers and peripherals, electronic equipment and related instruments, as well as semiconductors and semiconductor equipment manufacturers.

Materials represents companies that manufacture chemicals, construction materials, glass, paper, forest products and related packaging products and metals, minerals, and mining companies, including steel producers.

Real estate represents the sector containing real estate management and development services and all real estate investment trusts (REITs), with the exception of mortgage REITS.

Utilities represents companies that are considered electric, gas, or water utilities or companies that operate as independent producers or distributors of power.

Related Insights

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Hear Thrivent investment leaders discuss how trade policy and tariffs could impact your pocketbook. Plus, get their take on market volatility, inflation, interest rates and the role municipal bonds can play in your investment portfolio.

Hear Thrivent investment leaders discuss how trade policy and tariffs could impact your pocketbook. Plus, get their take on market volatility, inflation, interest rates and the role municipal bonds can play in your investment portfolio.

04/22/2025