Three ways to buy Thrivent funds

We’re here to help you invest with confidence.


Thrivent Account

You can purchase mutual funds right on our site with an online account.

Buy with a Thrivent account

  • Set up an account starting with as little as $50 per month.1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Financial Professional

For guidance when investing, ask a financial professional about buying Thrivent mutual funds & ETFs.

Buy with a financial professional

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.
  • Additional fees may apply.


Brokerage Account

If you already have a brokerage account, our mutual funds & ETFs can be purchased through online brokerage platforms by searching for Thrivent Mutual Funds and ETFs.

Buy with a brokerage account

  • Add Thrivent Mutual Funds and ETFs to your investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.
  • Additional fees may apply.
Not quite ready?

We want you to invest your money wisely and with confidence.
Here are some other options that may help you.

  • Take our quiz to determine your personal investment style.
  • Talk to your financial advisor about ETFs.
  • Sign up for our monthly investing insights newsletter.


Need more help?

If you need assistance, we’re here to help. Reach out to us via the phone, email, and support page information below.


This ETF is different from traditional ETFs. Traditional ETFs tell the public what assets they hold each day. This ETF will not. This may create additional risks for your investment. For example:

 - You may have to pay more money to trade the ETF’s shares. This ETF will provide less information to traders, who tend to charge more for trades when they have less information.

 - The price you pay to buy ETF shares on an exchange may not match the value of the ETF’s portfolio. The same is true when you sell shares. These price differences may be greater for this ETF compared to other ETFs because it provides less information to traders.

 - These additional risks may be even greater in bad or uncertain market conditions.

 - The ETF will publish on its website each day a “Proxy Portfolio” designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF’s holdings, it is not the ETF’s actual portfolio.

The differences between this ETF and other ETFs may also have advantages. By keeping certain information about the ETF secret, this ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETF’s performance. If other traders are able to copy or predict the ETF’s investment strategy, however, this may hurt the ETF’s performance. For additional information regarding the unique attributes and risks of the ETF, see the Principal Risks section of the prospectus.

1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

Thrivent ETFs may be purchased through your financial professional or brokerage platforms.

Contact your financial professional or brokerage firm to understand minimum investment amounts when purchasing a Thrivent ETF.

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Investing for short-term goals

Young black couple at discussing home renovations with a contractor

Millions of Americans invest in retirement accounts to save for their long-term needs, but what about short-term goals, such as:

  • Buying a home or car
  • Renovating your current home
  • Taking a dream vacation

One approach to investing for short-term goals may mean using a less aggressive strategy. You may choose to put the money in a bank savings account or a money market fund that carries less risk.

However, if you expect to buy a new car, want to take that dream vacation several years from now or have other intermediate goals, investing a portion of your savings in the market may be more suitable.

Investing Insights newsletter

Subscribe to receive tips to help navigate your financial journey and ideas for setting and reaching your goals.

Mutual funds could be an option

If you’re willing to take some investment risk for potential growth beyond most bank and money market funds, Thrivent offers a couple of bond funds.

Like nearly all mutual funds, they provide liquidity for investors who may need money on short notice. Just keep in mind that the amount of money available to you would vary, depending on the performance of the funds:

  • Thrivent Government Bond Fund seeks total return, consistent with preservation of capital. The Fund primarily invests in securities issued or guaranteed by the U.S. government or its agencies and instrumentalities.
  • Thrivent Limited Maturity Bond Fund seeks current income consistent with stability of principal. This fund invests primarily in investment-grade corporate bonds, government bonds, asset-backed securities, mortgage-backed securities and collateralized debt obligations.
  • Another option, if you hope to use your investment savings in the next five to 10 years, is a more moderate and diversified mutual fund, such as an asset allocation fund. These funds invest in a diverse portfolio of stocks, bonds and other investments.

General investing accounts

General investing accounts are taxable accounts that are often used when saving for short-term goals.

  • Investors may seek general investment accounts because of the flexibility they provide.
  • Funds can be withdrawn—penalty-free—in the near term if you need or want—although you will pay taxes on dividends and capital gains.
  • Thrivent offers taxable accounts with the flexibility of either single or joint ownership.

No matter how you choose to invest for your short-term goals—be sure to weigh your options and carefully consider the risks.



1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds "automatic purchase plan." Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. Account minimums for other options vary.

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.

The concepts presented are intended for educational purposes only. This information should not be considered investment advice or a recommendation of any particular security, strategy, or product.