INVESTING ESSENTIALS
Are you driven to put some of your assets to work to help others or support a charitable cause?
Through a vehicle known as a donor-advised fund, you can use your assets to do good. Allocate your charitable contributions to a donor-advised fund where they are invested to grow, and then direct them to charities of your choosing and a time of your choosing. You may receive a tax benefit for your donations, based on when and how you give.
Flexibility is one of the key benefits of donor-advised funds. You don’t have to decide immediately which charities you want to support. You can donate your money this year—and potentially receive a tax benefit for your donation—then decide later which IRS-qualified charity or charities should receive your donations.
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In the meantime, the assets in your donor-advised fund are invested in managed investment portfolios options offered by the sponsoring organization.
For example, Thrivent Charitable Impact & Investing® (Thrivent Charitable) offers eight investment options with choices designed to align with your values and financial goals:
In most cases, you can choose to allocate your assets among one or more of the eight offerings.
Here are some of the other key options that are typically available through donor-advised funds:
Give now. You can invest your donations in a donor-advised fund anytime with cash, stock or real estate, and decide later the charities you want to support. For gifts of long-term appreciated securities or real estate, you may be able to bypass capital gains taxes on the appreciated value.
Give later. You can arrange to donate life insurance, bequests or beneficiary proceeds upon your death into a donor-advised fund, and then an organization like Thrivent Charitable distributes those funds according to your wishes. This streamlines your donations, making it easier for your heirs.
Choose your charities. You can support any IRS-qualified charity and even request a specific grant purpose. You can also create a scholarship or simply name an area of charitable interest you want to support.
Build your legacy. You can name successor advisors, such as family or friends, to get involved in giving decisions and continue your legacy.
Stay informed. Monitor your donor-advised fund activity through statements and online access.
Thrivent Mutual Funds is proud to collaborate with Thrivent Charitable to help people take action on their faith, values and life experiences by giving.1 Through Thrivent Charitable, thousands of donors have given more than $2.15 billion in outright and deferred gifts since inception in 1995. Individuals who create a donor-advised fund through Thrivent Charitable may choose from a broad range of giving options. Certain portfolios include investment in Thrivent Mutual Funds.
Learn more about Donor-Advised Funds at Thrivent Charitable.
1 Thrivent Charitable Impact & Investing® is a public charity that serves individuals, organizations and the community through charitable planning, donor-advised funds and endowments. Thrivent Charitable Impact & Investing works collaboratively with Thrivent and its financial advisors. It is a separate legal entity from Thrivent, the marketing name for Thrivent Financial for Lutherans.
Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about Thrivent’s financial advisors.