Management Fees and Other Expenses
This figure represents the total percentage of a fund's assets paid to the investment adviser for portfolio management and investment services (the "management fee"), "Acquired Fund Fees and Expenses" (if a fund invests in other funds or investments with management fees), plus "Other Expenses" such as custodial, transfer agency, legal, accounting and administrative fees that are required to operate a fund. Shareholders may also pay other fees such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the table. For more information, please see the prospectus or Statement of Additional Information.

Total Annual Fund Operating Expenses
This figure represents the total percentage of a fund’s assets used to maintain a fund, including operating expenses and management fees. It does not include the impact of any fee waivers or expense reimbursements that may have been in effect during the time period. It’s calculated by dividing a fund’s annual operating expenses by the average dollar value of its assets.

Less Waiver (May not apply. See prospectus for more details)
Certain funds may be subject to an expense waiver, or the amount the fund's Adviser waives or assumes to keep a fund's expenses low.  

Net Annual Fund Operating Expenses
This figure represents the total percentage of a fund’s assets used to maintain the fund, including operating expenses and management fees. It’s calculated by dividing the fund’s annual net operating expenses by the average dollar value of its assets, and includes the impact of any fee waivers or expense reimbursements that may have been in effect during the time period.