How to buy mutual funds from Thrivent

We’re delighted you’re considering Thrivent Mutual Funds. No matter how you buy, we’re here to help you invest with confidence.

Buy online through Thrivent Funds

You can open an account and purchase funds right on our site.

Why buy online?

  • Set up an account starting with as little as $50 per month1
  • Access your online account at your convenience.
  • Purchase funds without transaction fees or sales charges.


Buy through a financial professional

Need more guidance? Ask your financial professional about Thrivent Mutual Funds.

Why work with a financial professional?

  • Receive investment help from an experienced professional.
  • Build a relationship through in-person meetings.
  • Get help planning for life’s goals such as saving and retirement.

Additional fees may apply, when working with a financial professional.


Buy through an investment account

Our funds can be purchased through other online brokerage platforms. Search for Thrivent Mutual Funds when making your selections.

Why buy through a brokerage account?

  • Add Thrivent Mutual Funds to investments within your existing portfolio.
  • Take advantage of your account to keep your investments in one place.

Additional fees may apply.


Not quite ready?

We want you to invest your money wisely and with confidence. Here are some other options that may help you.


Need more help?

Call or email us.

M-F, 8 a.m. – 6 p.m. CT
Say “” for faster service. or,
Visit our support page


1 New accounts with a minimum investment amount of $50 are offered through the Thrivent Mutual Funds “automatic purchase plan.” Otherwise, the minimum initial investment requirement is $2,000 for non-retirement accounts and $1,000 for IRA or tax-deferred accounts, minimum subsequent investment requirement is $50 for all account types. $50 a month automatic investment does not apply to the Thrivent Money Market Fund or Thrivent Limited Maturity Bond Fund, which have a minimum monthly investment of $100.

Now leaving


You're about to visit a site that is neither owned nor operated by Thrivent Mutual Funds.

In the interest of protecting your information, we recommend you review the privacy policies at your destination site.

Gene Walden
Senior Finance Editor

Found money: Maximizing your IRA could lower your taxes and pump up your savings

By Gene Walden, Senior Finance Editor | 11/19/2019


What does it mean to maximize your IRA (Individual Retirement Account)? 

In short, it means putting the most money possible into your traditional or Roth IRA to pave the way for a more prosperous retirement.

While IRAs are often touted for the tax-deferred growth of the investments within the account, traditional IRAs may also provide a helpful tax deduction, reducing your current year’s income tax. 

In other words, every traditional IRA investment dollar you contribute may reduce your current taxable income by the same amount. However, while your traditional IRA contribution may cut your current taxes, it wouldn’t eliminate them altogether. You would owe income taxes on the IRA disbursements you receive in retirement.

Reducing taxes

Depending on your income and other factors, if you are able to contribute $6,000 of your earnings to your traditional IRA, you may be able to reduce your current taxable income by that same $6,000.1

What does that mean in current tax savings? It depends on your income bracket and whether or not you contribute to another type of retirement plan, but on average, single wage earners in the U.S. pay about 25% of their income in state and federal taxes, while married couples filing jointly pay about 20%.2

If your tax rate is 20%, a $6,000 traditional IRA contribution could cut your current year’s taxes by about $1,200. If you’re in the 25% bracket, you could reduce your current taxes by about $1,500. If you’re over 50 and can make a catch-up contribution of an extra $1,000 for a total of $7,000, you could reduce your current taxes by about $1,750. In fact, if your IRA deduction drops you into a lower tax bracket, your current taxes could be cut even further. 

You could be foregoing a generous break on your current year’s taxes – not to mention the potential tax-deferred growth of the investments in your account – if you don't make the most of your IRA each year.

For contribution limits and other IRA rules, see: IRA Contribution Rules and Limits. was the source for all IRA facts and conditions stated in this article.

2 The Organization for Economic Cooperation & Development (Bloomberg, “Five Charts Show What Americans Really Pay in Taxes”, April 2016)

The information provided is not intended as a source for tax, legal or accounting advice. Please consult with a legal and/or tax professional for specific information regarding your individual situation.