Skip to main content

Start investing today for the goals of tomorrow

3 easy steps | For as little as $50 a month

Investment Style Quiz

What kind of investor are you?

TAKE OUR QUIZ
Answer some simple questions to help learn what kind of investor you are.
Question 1 of 7
An important thing to me when investing is:
Last year, you invested $10,000. Given the potential gain or loss in any 1 year, which of the outcomes are you most comfortable with?

*The maximum gain or loss on an investment is impossible to predict. The ranges shown in the chart are hypothetical and are designed solely to gauge an investor's risk tolerance.

If the market crashes like it did in 2008 and your account balance drops by 30% in three months, would you...
Investments with high potential returns are usually more risky. Are you okay with your investment dropping in value during market volatility?
I won't need my money for years.
0 25+
Then, I plan to withdraw it over the course of years.
Then, I plan to take all of my investment as a lump-sum.
0 15+

Drag the slider left or right to adjust the number of years.

Do you anticipate withdrawing 20% or more of your money at one time?
I'll probably withdraw 20% or more of my money in years.
0 15+

Drag the slider left or right to adjust the number of years.

If you lost your household’s income, how long could you pay your bills with your non-retirement savings?

Conservative Investor

Conservative investors want as little to do with risk as possible. Lower returns are ok because their first priority is to not lose money. Money may be needed soon, so investing conservatively may be a wise option. Please view our mutual funds to find one that may align with a conservative risk tolerance. If you’d like to learn more about Thrivent Mutual Funds that might be of interest to a Conservative investor, you can do so by clicking on one or more of the “View Now” buttons below.

Moderately Conservative Investor

Moderately conservative investors want to invest, but without taking large risks. Their priority is to not lose their investment, so lower returns are ok. Money may be needed soon, so investing somewhat conservatively may be a good option. They’re more moderate than a conservative investor. If you’d like to learn more about Thrivent Mutual Funds that might be of interest to a Moderately Conservative investor, you can do so by clicking on one or more of the “View Now” buttons below.

Moderate Investor

Moderates take a balanced approach to investing. Short-term ups and downs are alright if it nets a higher return, but they are uncomfortable if the volatility lasts too long. Money will be needed, but not any time soon. If you’d like to learn more about Thrivent Mutual Funds that might be of interest to a Moderate investor, you can do so by clicking on one or more of the “View Now” buttons below.

Moderately Aggressive Investor

Moderately aggressive investors want to be rewarded for taking risks. While not the most aggressive investor, they do tend to think that if they just hang in there, investments will pay off. Money may not be needed for a while, so they can ride out ups and downs. If you’d like to learn more about Thrivent Mutual Funds that might be of interest to a Moderately Aggressive investor, you can do so by clicking on one or more of the “View Now” buttons below.

Aggressive Investor

When investing, the goal for aggressive investors is to maximize returns. Underperforming investments aren’t scary because they’re optimistic the markets will rebound over the long-term. After all, taking bigger risks is part of the process. Time is on their side and money may not be needed for quite a while. If you’d like to learn more about Thrivent Mutual Funds that might be of interest to a Aggressive investor, you can do so by clicking on one or more of the “View Now” buttons below.

VIEW ALL MUTUAL FUNDS

This quiz can help you assess your investment risk tolerance which is one of many things to consider when investing. Risk tolerance can change over time. You should also consider things such as your overall portfolio, financial situation, investing experience, time horizon, and investment objectives. View All Investing Types

Funds that May Match Your Investment Style

The potential for risk within the Thrivent Mutual Funds has been categorized into five levels: Conservative, Moderately Conservative, Moderate, Moderately Aggressive, and Aggressive, ranging from lower risk potential to higher risk potential. Funds on the lower risk portion of the scale (Conservative, Moderately Conservative) are expected to have a lower degree of volatility and price fluctuations while those on the higher risk portion of the scale (Aggressive, Moderately Aggressive) are expected to have a higher degree of volatility and price fluctuations.

conservative risk tolerance

Conservative Risk Potential

Want more articles? Sign up for our monthly newsletter.

* $50 a month automatic investment does not apply to the Thrivent Money Market Fund or Thrivent Limited Maturity Bond Fund, which have a minimum monthly investment of $100.